CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Interest and dividend income:
Loans, including fees	$ 16,695	$ 15,250
Securities
Taxable	2,155	885
Tax exempt	28	34
Dividends	96	98
Interest-bearing deposits with banks	826	1,417
Total interest and dividend income	19,800	17,684
Interest expense:
Deposits	6,133	5,899
Other borrowed funds	393	438
Subordinated debentures	134	157
Total interest expense	6,660	6,494
Net interest income	13,140	11,190
Provision for (recovery of) credit losses	416	751
Net interest income after provision for (recovery of) credit losses	12,724	10,439
Noninterest income:
Service charges on deposit accounts	720	725
Trust fees	103	104
Income from bank owned life insurance and annuity assets	240	225
Mortgage banking income	37	39
Electronic refund check / deposit fees	540	540
Debit / credit card interchange income	1,149	1,145
Tax preparation fees	596	607
Other	261	311
Total noninterest income	3,646	3,696
Noninterest expense:
Salaries and employee benefits	6,012	6,167
Occupancy	521	469
Furniture and equipment	350	334
Professional fees	500	486
Marketing expense	279	225
FDIC insurance	183	148
Data processing	925	807
Software	541	621
Other	1,507	1,484
Total noninterest expense	10,818	10,741
Income before income taxes	5,552	3,394
Provision for income taxes	1,146	601
NET INCOME	$ 4,406	$ 2,793
Earnings per share (in dollars per share)	$ 0.94	$ 0.58