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DEPOSITS (Tables)
3 Months Ended
Mar. 31, 2025
DEPOSITS [Abstract]  
Deposits
Deposits are comprised of the following:

 
March 31,
2025
   
December 31,
2024
 
             
Noninterest-bearing deposits
 
$
320,864
   
$
322,383
 
                 
Interest-bearing deposits:
               
NOW accounts
   
270,367
     
272,941
 
   Savings and money market
   
292,914
     
285,966
 
Time deposits of $250 or less
   
314,443
     
311,972
 
Time deposits of more than $250
   
85,581
     
81,916
 
      Total interest-bearing deposits
   
963,305
     
952,795
 
                 
Total deposits
 
$
1,284,169
   
$
1,275,178