OTHER BORROWED FUNDS (Tables)

3 Months Ended

Mar. 31, 2025

OTHER BORROWED FUNDS [Abstract]

Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank

Other borrowed funds at March 31, 2025 and December 31, 2024 are comprised of advances from the Federal Home Loan Bank (“FHLB”) of Cincinnati and promissory notes.

	FHLB Borrowings		Promissory Notes		Totals
March 31, 2025	$	35,856	$	2,584	$	38,440
December 31, 2024	$	37,239	$	2,501	$	39,740

Schedule of Maturities of Long-term Debt

Scheduled principal payments as of March 31, 2025:

	FHLB Borrowings		Promissory Notes		Totals
2025	$	4,052	$	1,761	$	5,813
2026		12,908		823		13,731
2027		11,397		—		11,397
2028		1,349		—		1,349
2029		1,733		—		1,733
Thereafter		4,417		—		4,417
	$	35,856	$	2,584	$	38,440