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DEPOSITS (Tables)
 6 Months Ended
Jun. 30, 2024
DEPOSITS [Abstract]  
Deposits
Deposits are comprised of the following:

 
June 30,
2024
    
December 31,
2023
  
             
Noninterest-bearing deposits
  
$
343,209
    
$
322,222
  
                 
Interest-bearing deposits:
                
NOW accounts
    
180,620
      
170,422
  
   Savings and money market
    
269,781
      
255,369
  
Time deposits of $250 or less
    
299,393
      
301,323
  
Time deposits of more than $250
    
85,425
      
77,800
  
      Total interest-bearing deposits
    
835,219
      
804,914
  
                 
Total deposits
  
$
1,178,428
    
$
1,127,136