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DEPOSITS (Tables)
6 Months Ended
Jun. 30, 2023
DEPOSITS [Abstract]  
Deposits
Deposits are comprised of the following:

 
June 30,
2023
   
December 31,
2022
 
             
Noninterest-bearing deposits
 
$
338,974
   
$
354,413
 
                 
Interest-bearing deposits:
               
NOW accounts
   
197,869
     
209,758
 
   Savings and money market
   
275,848
     
311,565
 
Time deposits of $250,000 or less
   
208,975
     
115,049
 
Time deposits of more than $250,000
   
54,906
     
36,870
 
      Total interest-bearing deposits
   
737,598
     
673,242
 
                 
Total deposits
 
$
1,076,572
   
$
1,027,655