CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest and dividend income:
Loans, including fees	$ 12,276	$ 9,798
Securities
Taxable	958	695
Tax exempt	42	47
Dividends	90	58
Interest-bearing deposits with banks	426	54
Other Interest	2	5
Total interest and dividend income	13,794	10,657
Interest expense:
Deposits	1,832	519
Other borrowed funds	102	106
Subordinated debentures	138	42
Total interest expense	2,072	667
Net interest income	11,722	9,990
Provision for (recovery of) credit losses	489	(1,126)
Net interest income after provision for (recovery of) credit losses	11,233	11,116
Noninterest income:
Service charges on deposit accounts	611	558
Trust fees	86	81
Income from bank owned life insurance and annuity assets	207	274
Mortgage banking income	47	235
Electronic refund check / deposit fees	540	540
Debit / credit card interchange income	1,173	1,135
Tax preparation fees	631	688
Other	472	209
Total noninterest income	3,767	3,720
Noninterest expense:
Salaries and employee benefits	5,884	5,570
Occupancy	462	478
Furniture and equipment	298	266
Professional fees	433	489
Marketing expense	241	229
FDIC insurance	138	82
Data processing	720	672
Software	562	503
Foreclosed assets	2	1
Amortization of intangibles	7	10
Other	1,525	1,488
Total noninterest expense	10,272	9,788
Income before income taxes	4,728	5,048
Provision for income taxes	820	923
NET INCOME	$ 3,908	$ 4,125
Earnings per share (in dollars per share)	$ 0.82	$ 0.87