CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest and dividend income:
Loans, including fees	$ 10,984	$ 10,522	$ 30,802	$ 31,649
Securities
Taxable	889	527	2,435	1,411
Tax exempt	45	61	137	180
Dividends	95	58	222	174
Interest-bearing deposits with banks	516	50	802	111
Other Interest	3	8	12	26
Total interest and dividend income	12,532	11,226	34,410	33,551
Interest expense:
Deposits	504	692	1,530	2,374
Other borrowed funds	101	136	310	436
Subordinated debentures	82	39	182	119
Total interest expense	687	867	2,022	2,929
Net interest income	11,845	10,359	32,388	30,622
Provision for (recovery of) loan losses	(378)	(93)	(691)	(118)
Net interest income after provision for loan losses	12,223	10,452	33,079	30,740
Noninterest income:
Service charges on deposit accounts	662	514	1,815	1,309
Trust fees	80	70	247	212
Income from bank owned life insurance and annuity assets	205	253	674	701
Mortgage banking income	185	179	640	544
Electronic refund check / deposit fees	0	0	675	675
Debit / credit card interchange income	1,291	1,237	3,603	3,460
Gain on other real estate owned	0	0	7	1
Tax preparation fees	3	3	741	752
Other	189	356	569	803
Total noninterest income	2,615	2,612	8,971	8,457
Noninterest expense:
Salaries and employee benefits	5,867	5,476	17,120	16,025
Occupancy	517	483	1,419	1,415
Furniture and equipment	296	287	841	852
Professional fees	418	425	1,405	1,282
Marketing expense	260	128	718	664
FDIC insurance	80	84	250	242
Data processing	776	667	2,136	1,902
Software	561	464	1,620	1,347
Foreclosed assets	11	10	48	32
Amortization of intangibles	8	11	28	38
Other	1,553	1,434	4,573	4,154
Total noninterest expense	10,347	9,469	30,158	27,953
Income before income taxes	4,491	3,595	11,892	11,244
Provision for income taxes	801	559	2,078	1,816
NET INCOME	$ 3,690	$ 3,036	$ 9,814	$ 9,428
Earnings per share (in dollars per share)	$ 0.77	$ 0.63	$ 2.06	$ 1.97