CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Interest and dividend income:
Loans, including fees	$ 10,522	$ 10,877	$ 31,649	$ 32,389
Securities
Taxable	527	535	1,411	1,723
Tax exempt	61	73	180	220
Dividends	58	58	174	188
Interest-bearing deposits with banks	50	20	111	200
Other Interest	8	11	26	38
Total interest and dividend income	11,226	11,574	33,551	34,758
Interest expense:
Deposits	692	1,274	2,374	4,150
Other borrowed funds	136	174	436	561
Subordinated debentures	39	44	119	166
Total interest expense	867	1,492	2,929	4,877
Net interest income	10,359	10,082	30,622	29,881
Provision for loan losses	(93)	(2)	(118)	3,451
Net interest income after provision for loan losses	10,452	10,084	30,740	26,430
Noninterest income:
Service charges on deposit accounts	514	423	1,309	1,249
Trust fees	70	64	212	193
Income from bank owned life insurance and annuity assets	253	207	701	616
Mortgage banking income	179	445	544	966
Electronic refund check / deposit fees	0	0	675	0
Debit / credit card interchange income	1,237	1,130	3,460	3,003
Gain (loss) on other real estate owned	0	(1)	1	(84)
Tax preparation fees	3	9	752	643
Litigation settlement	0	0	0	2,000
Other	356	157	803	539
Total noninterest income	2,612	2,434	8,457	9,125
Noninterest expense:
Salaries and employee benefits	5,476	5,973	16,025	16,854
Occupancy	483	481	1,415	1,362
Furniture and equipment	287	284	852	824
Professional fees	425	525	1,282	1,596
Marketing expense	128	306	664	867
FDIC insurance	84	69	242	93
Data processing	667	538	1,902	1,841
Software	464	318	1,347	1,111
Foreclosed assets	10	38	32	117
Amortization of intangibles	11	14	38	48
Other	1,434	1,345	4,154	4,299
Total noninterest expense	9,469	9,891	27,953	29,012
Income before income taxes	3,595	2,627	11,244	6,543
Provision for income taxes	559	333	1,816	984
NET INCOME	$ 3,036	$ 2,294	$ 9,428	$ 5,559
Earnings per share (in dollars per share)	$ 0.63	$ 0.48	$ 1.97	$ 1.16