CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest and dividend income:
Loans, including fees	$ 10,877	$ 11,362	$ 32,389	$ 34,576
Securities
Taxable	535	637	1,723	1,911
Tax exempt	73	85	220	253
Dividends	58	91	188	308
Interest-bearing deposits with banks	20	333	200	977
Other Interest	11	13	38	37
Total interest and dividend income	11,574	12,521	34,758	38,062
Interest expense:
Deposits	1,274	1,592	4,150	4,446
Other borrowed funds	174	215	561	676
Subordinated debentures	44	88	166	274
Total interest expense	1,492	1,895	4,877	5,396
Net interest income	10,082	10,626	29,881	32,666
Provision for (recovery of) loan losses	(2)	444	3,451	2,015
Net interest income after provision for loan losses	10,084	10,182	26,430	30,651
Noninterest income:
Service charges on deposit accounts	423	553	1,249	1,573
Trust fees	64	59	193	195
Income from bank owned life insurance and annuity assets	207	179	616	534
Mortgage banking income	445	80	966	227
Debit / credit card interchange income	1,130	1,049	3,003	2,935
Loss on other real estate owned	(1)	(15)	(84)	(1)
Tax preparation fees	9	0	643	0
Litigation settlement	0	0	2,000	0
Other	157	202	539	493
Total noninterest income	2,434	2,107	9,125	5,956
Noninterest expense:
Salaries and employee benefits	5,973	5,652	16,854	16,715
Occupancy	481	479	1,362	1,370
Furniture and equipment	284	255	824	788
Professional fees	525	598	1,596	1,959
Marketing expense	306	270	867	810
FDIC insurance	69	0	93	113
Data processing	538	540	1,841	1,629
Software	318	362	1,111	1,200
Foreclosed assets	38	62	117	187
Amortization of intangibles	14	27	48	89
Other	1,345	1,493	4,299	4,237
Total noninterest expense	9,891	9,738	29,012	29,097
Income before income taxes	2,627	2,551	6,543	7,510
Provision for income taxes	333	414	984	1,101
NET INCOME	$ 2,294	$ 2,137	$ 5,559	$ 6,409
Earnings per share (in dollars per share)	$ 0.48	$ 0.45	$ 1.16	$ 1.35