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SEGMENT INFORMATION (Tables)
6 Months Ended
Jun. 30, 2020
SEGMENT INFORMATION [Abstract]  
Segment Information
Information for the Company’s reportable segments is as follows:

 
Three Months Ended June 30, 2020
 
   
Banking
   
Consumer
Finance
   
Total
Company
 
Net interest income
 
$
9,317
   
$
478
   
$
9,795
 
Provision expense
   
(400
)
   
7
     
(393
)
Noninterest income
   
2,201
     
48
     
2,249
 
Noninterest expense
   
9,049
     
553
     
9,602
 
Tax expense
   
579
     
(7
)
   
572
 
Net income
   
2,290
     
(27
)
   
2,263
 
Assets
   
1,091,377
     
11,618
     
1,102,995
 

 
Three Months Ended June 30, 2019
 
   
Banking
   
Consumer
Finance
   
Total
Company
 
Net interest income
 
$
10,088
   
$
565
   
$
10,653
 
Provision expense
   
(800
)
   
(6
)
   
(806
)
Noninterest income
   
1,960
     
43
     
2,003
 
Noninterest expense
   
9,211
     
580
     
9,791
 
Tax expense
   
585
     
7
     
592
 
Net income
   
3,052
     
27
     
3,079
 
Assets
   
1,023,466
     
11,509
     
1,034,975
 

 
Six Months Ended June 30, 2020
 
   
Banking
   
Consumer
Finance
   
Total
Company
 
Net interest income
 
$
18,788
   
$
1,011
   
$
19,799
 
Provision expense
   
3,445
     
8
     
3,453
 
Noninterest income
   
5,688
     
1,003
     
6,691
 
Noninterest expense
   
17,815
     
1,306
     
19,121
 
Tax expense
   
504
     
147
     
651
 
Net income
   
2,712
     
553
     
3,265
 
Assets
   
1,091,377
     
11,618
     
1,102,995
 

 
Six Months Ended June 30, 2019
 
   
Banking
   
Consumer
Finance
   
Total
Company
 
Net interest income
 
$
20,125
   
$
1,915
   
$
22,040
 
Provision expense
   
1,450
     
121
     
1,571
 
Noninterest income
   
3,779
     
70
     
3,849
 
Noninterest expense
   
18,031
     
1,328
     
19,359
 
Tax expense
   
575
     
112
     
687
 
Net income
   
3,848
     
424
     
4,272
 
Assets
   
1,023,466
     
11,509
     
1,034,975