Note P - Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2019

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Minimum Regulatory			Minimum To Be Well
201 9	Amount		Ratio			Capital Ratio			Capitalized (1)
Total capital (to risk weighted assets)
Consolidated	$	134,930		18.7	%		8.0	%		10.0	%
Bank		120,716		17.0			8.0			10.0
Common equity Tier 1 capital (to risk weighted assets)
Consolidated		120,158		16.6			4.5			N/A
Bank		114,772		16.1			4.5			6.5
Tier 1 capital (to risk weighted assets)
Consolidated		128,658		17.8			6.0			6.0
Bank		114,772		16.1			6.0			8.0
Tier 1 capital (to average assets)
Consolidated		128,658		12.5			4.0			N/A
Bank		114,772		11.3			4.0			5.0

	Actual					Minimum Regulatory			Minimum To Be Well
201 8	Amount		Ratio			Capital Ratio			Capitalized (1)
Total capital (to risk weighted assets)
Consolidated	$	127,487		17.7	%		8.0	%		10.0	%
Bank		114,947		16.2			8.0			10.0
Common equity Tier 1 capital (to risk weighted assets)
Consolidated		112,259		15.6			4.5			N/A
Bank		108,547		15.3			4.5			6.5
Tier 1 capital (to risk weighted assets)
Consolidated		120,759		16.7			6.0			6.0
Bank		108,547		15.3			6.0			8.0
Tier 1 capital (to average assets)
Consolidated		120,759		11.8			4.0			N/A
Bank		108,547		10.7			4.0			5.0