Note O - Fair Value of Financial Instruments (Tables)

12 Months Ended

Dec. 31, 2019

Notes Tables

Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]

	Fair Value Measurements at December 31, 2019, Using
	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)
Assets:
U.S. Government sponsored entity securities		----	$	16,736			----
Agency mortgage-backed securities, residential		----		88,582			----
Interest rate swap derivatives		----		465			----
Interest rate swap derivatives		----		(465	)		----

	Fair Value Measurements at December 31, 2018, Using
	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)
Assets:
U.S. Government sponsored entity securities		----	$	16,630			----
Agency mortgage-backed securities, residential		----		85,534			----
Interest rate swap derivatives		----		101			----
Interest rate swap derivatives		----		(101	)		----

	Fair Value Measurements at December 31, 2019, Using
	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Assets:
Impaired loans:
Commercial real estate:
Owner-occupied	$	----	$	----	$	1,664
Commercial and Industrial		----		----		4,559

	Fair Value Measurements at December 31, 2018, Using
	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Assets:
Impaired loans:
Commercial real estate:	$	----	$	----	$	264
Nonowner-occupied
Other real estate owned:
Commercial real estate:
Construction		----		228		----

Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]

December 31, 2019	Fair Value		Valuation Technique(s)	Unobservable Input(s)	Range				(Weighted Average)
Impaired loans:
Commercial real estate:
Owner-occupied	$	1,644	Sales approach	Adjustment to comparables		0%	to	20%		9.7	%
Commercial and Industrial		4,559	Sales approach	Adjustment to comparables		0%	to	61%		10.3	%

December 31, 2018	Fair Value		Valuation Technique(s)	Unobservable Input(s)	Range				(Weighted Average)
Impaired loans:
Commercial real estate:
Nonowner-occupied	$	264	Sales approach	Adjustment to comparables		6.8	to	66.7%		18.0	%

Fair Value, by Balance Sheet Grouping [Table Text Block]

			Fair Value Measurements at December 31, 2019 Using:
	Carrying Value		Level 1		Level 2		Level 3		Total
Financial Assets:
Cash and cash equivalents	$	52,356	$	52,356	$	----	$	----	$	52,356
Certificates of deposit in financial institutions		2,360		----		2,360		----		2,360
Securities available for sale		105,318		----		105,318		----		105,318
Securities held to maturity		12,033		----		6,446		5,958		12,404
Loans, net		766,502		----		----		771,285		771,285
Interest rate swap derivatives		465		----		465		----		465
Accrued interest receivable		2,564		----		315		2,249		2,564
Financial Liabilities:
Deposits		821,471		222,607		599,937		----		822,544
Other borrowed funds		33,991		----		34,345		----		34,345
Subordinated debentures		8,500		----		6,275		----		6,275
Interest rate swap derivatives		465		----		465		----		465
Accrued interest payable		1,589		3		1,586		----		1,589

			Fair Value Measurements at December 31, 2018 Using:
	Carrying Value		Level 1		Level 2		Level 3		Total
Financial Assets:
Cash and cash equivalents	$	71,180	$	71,180	$	----	$	----	$	71,180
Certificates of deposit in financial institutions		2,065		----		2,065		----		2,065
Securities available for sale		102,164		----		102,164		----		102,164
Securities held to maturity		15,816		----		7,625		8,609		16,234
Loans, net		770,324		----		----		766,784		766,784
Interest rate swap derivatives		101		----		101		----		101
Accrued interest receivable		2,638		----		312		2,326		2,638
Financial Liabilities:
Deposits		846,704		237,821		607,593		----		845,414
Other borrowed funds		39,713		----		37,644		----		37,644
Subordinated debentures		8,500		----		7,054		----		7,054
Interest rate swap derivatives		101		----		101		----		101
Accrued interest payable		1,255		3		1,252		----		1,255