Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and noninterest-bearing deposits with banks	$ 12,950	$ 13,806
Interest-bearing deposits with banks	57,512	57,374
Total cash and cash equivalents	70,462	71,180
Certificates of deposit in financial institutions	2,360	2,065
Securities available for sale	111,242	102,164
Securities held to maturity (estimated fair value: 2019 - $13,883; 2018 - $16,234)	13,485	15,816
Restricted investments in bank stocks	7,506	7,506
Total loans	780,053	777,052
Less: Allowance for loan losses	(6,153)	(6,728)
Net loans	773,900	770,324
Premises and equipment, net	17,881	14,855
Premises and equipment held for sale, net	910
Other real estate owned, net	146	430
Accrued interest receivable	2,733	2,638
Goodwill	7,371	7,371
Other intangible assets, net	290	379
Bank owned life insurance and annuity assets	29,926	29,392
Operating lease right-of-use asset, net	1,120
Other assets	6,626	6,373
Total assets	1,045,958	1,030,493
LIABILITIES
Noninterest-bearing deposits	226,457	237,821
Noninterest-bearing deposits held for sale	8,283
Interest-bearing deposits	604,150	608,883
Interest-bearing deposits held for sale	18,392
Total deposits	857,282	846,704
Other borrowed funds	34,798	39,713
Subordinated debentures	8,500	8,500
Operating lease liability	1,120
Accrued liabilities	19,057	17,702
Total liabilities	920,757	912,619
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2019 - 5,437,617 shares issued; 2018 - 5,400,065 shares issued)	5,437	5,400
Additional paid-in capital	50,826	49,477
Retained earnings	84,257	80,844
Accumulated other comprehensive income (loss)	393	(2,135)
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	125,201	117,874
Total liabilities and shareholders’ equity	$ 1,045,958	$ 1,030,493