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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Interest and dividend income:    
Loans, including fees $ 11,912 $ 11,249
Securities    
Taxable 618 566
Tax exempt 84 93
Dividends 113 109
Interest-bearing deposits with banks 319 685
Other Interest 12 7
13,058 12,709
Interest expense:    
Deposits 1,342 892
Other borrowed funds 235 235
Subordinated debentures 94 72
1,671 1,199
Net interest income 11,387 11,510
Provision for loan losses 2,377 756
Net interest income after provision for loan losses 9,010 10,754
Noninterest income:    
Income from bank owned life insurance and annuity assets 178 176
Electronic refund check / deposit fees 1,228
Debit / credit card interchange income 914 861
Gain (loss) on other real estate owned (13)
Other 118 198
1,846 3,076
Noninterest expense:    
Salaries and employee benefits 5,536 5,702
Occupancy 453 441
Furniture and equipment 263 254
Professional fees 672 508
Marketing expense 270 262
FDIC insurance 3 143
Data processing 535 714
Software 411 396
Foreclosed assets 106 55
Amortization of intangibles 31 36
Other 1,288 1,297
9,568 9,808
Income before income taxes 1,288 4,022
Provision for income taxes 95 656
NET INCOME $ 1,193 $ 3,366
Earnings per share (in dollars per share) $ 0.25 $ 0.71
Cash dividends, per share (in dollars per share) $ 0.21 $ 0.21
Deposit Account [Member]    
Noninterest income:    
Revenue from Contract with Customer $ 503 $ 502
Fiduciary and Trust [Member]    
Noninterest income:    
Revenue from Contract with Customer 64 60
Mortgage Banking [Member]    
Noninterest income:    
Revenue from Contract with Customer $ 69 $ 64