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Note K - Income Taxes - Deferred Tax Assets and Deferred Tax Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2018
Dec. 31, 2017
Allowance for loan losses $ 1,463 $ 1,631
Unrealized loss on securities available for sale 568 279
Deferred compensation 1,580 1,466
Deferred loan fees/costs 119 130
Other real estate owned 434 377
Accrued bonus 280 234
Purchase accounting adjustments 61 56
Net operating loss 132 148
Other 257 212
Mortgage servicing rights (80) (78)
FHLB stock dividends (676) (676)
Prepaid expenses (191) (149)
Depreciation and amortization (656) (627)
Other (3) (3)
Net deferred tax asset $ 3,288 $ 3,000