Note P - Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2018

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Minimum Regulatory		Minimum To Be Well
2018	Amount		Ratio			Capital Ratio		Capitalized (1)
Total capital (to risk weighted assets)
Consolidated	$	127,487		17.7	%		8.0%		10.0%
Bank		114,947		16.2			8.0		10.0
Common equity Tier 1 capital (to risk weighted assets)
Consolidated		112,259		15.6			4.5		N/A
Bank		108,547		15.3			4.5		6.5
Tier 1 capital (to risk weighted assets)
Consolidated		120,759		16.7			6.0		6.0
Bank		108,547		15.3			6.0		8.0
Tier 1 capital (to average assets)
Consolidated		120,759		11.8			4.0		N/A
Bank		108,547		10.7			4.0		5.0

	Actual					Minimum Regulatory		Minimum To Be Well
2017	Amount		Ratio			Capital Ratio		Capitalized ( 1)
Total capital (to risk weighted assets)
Consolidated	$	118,456		16.6	%		8.0%		10.0%
Bank		107,929		15.3			8.0		10.0
Common equity Tier 1 capital (to risk weighted assets)
Consolidated		102,457		14.3			4.5		N/A
Bank		100,759		14.3			4.5		6.5
Tier 1 capital (to risk weighted assets)
Consolidated		110,957		15.5			6.0		6.0
Bank		100,759		14.3			6.0		8.0
Tier 1 capital (to average assets)
Consolidated		110,957		11.0			4.0		N/A
Bank		100,759		10.1			4.0		5.0