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Note R - Segment Information - Segment Reporting (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2017
Sep. 30, 2017
Jun. 30, 2017
Mar. 31, 2017
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Aug. 05, 2016
Net interest income $ 10,813 $ 10,763 $ 10,640 $ 11,510 $ 10,529 $ 10,268 $ 10,071 $ 10,865 $ 43,726 $ 41,733 $ 36,326  
Provision expense (656) [1] 962 [1] (23) [1] 756 [1] 643 [2] 1,601 [2] 175 [2] 145 [2] 1,039 2,564 2,826  
Noninterest income 1,397 [3] 1,927 [3] 2,538 [3] 3,076 [3] 1,928 [3] 2,282 [3] 2,112 [3] 3,113 [3] 8,938 9,435 8,239  
Noninterest expense 8,183 9,761 9,674 9,808 8,136 9,222 9,876 9,375 37,426 36,609 32,899  
Tax expense                 2,255 4,486 1,920  
Net income 3,856 $ 1,746 $ 2,976 $ 3,366 898 $ 1,653 $ 1,741 $ 3,217 11,944 7,509 6,920  
Assets, Total 1,030,493       1,026,290       1,030,493 1,026,290 954,640 $ 950,000
Banking [Member]                        
Net interest income                 40,380 38,366 33,019  
Provision expense                 850 2,415 2,665  
Noninterest income                 8,243 8,834 7,589  
Noninterest expense                 34,841 34,079 30,257  
Tax expense                 1,990 3,973 1,530  
Net income                 10,942 6,733 6,156  
Assets, Total 1,017,902       1,013,386       1,017,902 1,013,386 941,907  
Consumer Finance [Member]                        
Net interest income                 3,346 3,367 3,307  
Provision expense                 189 149 161  
Noninterest income                 695 601 650  
Noninterest expense                 2,585 2,530 2,642  
Tax expense                 265 513 390  
Net income                 1,002 776 764  
Assets, Total $ 12,591       $ 12,904       $ 12,591 $ 12,904 $ 12,733  
[1] During the second and fourth quarters of 2018, the Company experienced negative provision expense in large part to the improvement in certain economic risk factors during those periods. This included lower classified loans, as well as the improvements in historical loan loss rates, loan delinquency, and regional unemployment conditions.
[2] During the third quarter of 2017, the Company experienced higher provision expense that was primarily related to general increases in specific allocations and increases in charge-offs within the commercial and residential real estate portfolios.
[3] The Company's noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of tax refunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter.