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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Interest and dividend income:    
Loans, including fees $ 11,249 $ 10,790
Securities    
Taxable 566 488
Tax exempt 93 103
Dividends 109 92
Interest-bearing deposits with banks 685 260
Other Interest 7 5
12,709 11,738
Interest expense:    
Deposits 892 600
Other borrowed funds 235 216
Subordinated debentures 72 57
1,199 873
Net interest income 11,510 10,865
Provision for loan losses 756 145
Net interest income after provision for loan losses 10,754 10,720
Noninterest income:    
Income from bank owned life insurance and annuity assets 176 222
Electronic refund check / deposit fees 1,228 1,376
Debit / credit card interchange income 861 780
Gain (loss) on other real estate owned (13) (50)
Other 198 168
3,076 3,113
Noninterest expense:    
Salaries and employee benefits 5,702 5,364
Occupancy 441 434
Furniture and equipment 254 260
Professional fees 508 453
Marketing expense 262 255
FDIC insurance 143 158
Data processing 714 535
Software 396 359
Foreclosed assets 55 192
Amortization of intangibles 36 41
Other 1,297 1,324
9,808 9,375
Income before income taxes 4,022 4,458
Provision for income taxes 656 1,241
NET INCOME $ 3,366 $ 3,217
Earnings per share (in dollars per share) $ 0.71 $ 0.69
Deposit Account [Member]    
Noninterest income:    
Revenue from Contract with Customer $ 502 $ 504
Fiduciary and Trust [Member]    
Noninterest income:    
Revenue from Contract with Customer 60 58
Mortgage Banking [Member]    
Noninterest income:    
Revenue from Contract with Customer $ 64 $ 55