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Note 4 - Loans and Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2018

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

Loans are comprised of the following:	March 31,			December 31,
	2018			2017
Residential real estate	$	305,193		$	309,163
Commercial real estate:
Owner-occupied		69,649			73,573
Nonowner-occupied		104,683			101,571
Construction		37,355			38,302
Commercial and industrial		113,564			107,089
Consumer:
Automobile		67,752			68,626
Home equity		21,598			21,431
Other		48,271			49,564
		768,065			769,319
Less: Allowance for loan losses		(7,996	)		(7,499	)

Loans, net	$	760,069		$	761,820

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

March 31, 2018	Residential Real Estate			Commercial Real Estate			Commercial and Industrial			Consumer			Total
Allowance for loan losses:
Beginning balance	$	1,470		$	2,978		$	1,024		$	2,027		$	7,499
Provision for loan losses		594			(581	)		316			427			756
Loans charged off		(60	)		(1	)		(4	)		(522	)		(587	)
Recoveries		55			27			37			209			328
Total ending allowance balance	$	2,059		$	2,423		$	1,373		$	2,141		$	7,996

March 31, 2017	Residential Real Estate			Commercial Real Estate			Commercial and Industrial			Consumer			Total
Allowance for loan losses:
Beginning balance	$	939		$	4,315		$	907		$	1,538		$	7,699
Provision for loan losses		445			(1,087	)		385			402			145
Loans charged-off		(73	)		(559	)		(4	)		(321	)		(957	)
Recoveries		81			60			72			215			428
Total ending allowance balance	$	1,392		$	2,729		$	1,360		$	1,834		$	7,315

Allowance For Loan Losses And The Recorded Investment Of Loans [Table Text Block]

March 31, 2018	Residential Real Estate		Commercial Real Estate		Commercial and Industrial		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	----	$	92	$	----	$	----	$	92
Collectively evaluated for impairment		2,059		2,331		1,373		2,141		7,904
Total ending allowance balance	$	2,059	$	2,423	$	1,373	$	2,141	$	7,996

Loans:
Loans individually evaluated for impairment	$	1,679	$	6,356	$	8,192	$	----	$	16,227
Loans collectively evaluated for impairment		303,514		205,331		105,372		137,621		751,838
Total ending loans balance	$	305,193	$	211,687	$	113,564	$	137,621	$	768,065

December 31, 2017	Residential Real Estate		Commercial Real Estate		Commercial and Industrial		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	----	$	94	$	----	$	----	$	94
Collectively evaluated for impairment		1,470		2,884		1,024		2,027		7,405
Total ending allowance balance	$	1,470	$	2,978	$	1,024	$	2,027	$	7,499

Loans:
Loans individually evaluated for impairment	$	1,420	$	7,333	$	9,154	$	201	$	18,108
Loans collectively evaluated for impairment		307,743		206,113		97,935		139,420		751,211
Total ending loans balance	$	309,163	$	213,446	$	107,089	$	139,621	$	769,319

Schedule of Loans Individually Evaluated for Impairment [Table Text Block]

March 31, 2018	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With an allowance recorded:
Commercial real estate:
Nonowner-occupied	$	371	$	371	$	92
With no related allowance recorded:
Residential real estate		1,695		1,679		----
Commercial real estate:
Owner-occupied		2,478		2,478		----
Nonowner-occupied		4,966		3,507		----
Construction		348		----		----
Commercial and industrial		8,192		8,192		----
Total	$	18,050	$	16,227	$	92

December 31, 2017	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With an allowance recorded:
Commercial real estate:
Nonowner-occupied	$	372	$	372	$	94
With no related allowance recorded:
Residential real estate		1,420		1,420		----
Commercial real estate:
Owner-occupied		3,427		3,427		----
Nonowner-occupied		4,989		3,534		----
Construction		352		----		----
Commercial and industrial		9,154		9,154		----
Consumer:						----
Home equity		203		201		----
Total	$	19,917	$	18,108	$	94

	Three months ended March 31, 2018
	Average Impaired Loans		Interest Income Recognized		Cash Basis Interest Recognized
With an allowance recorded:
Commercial real estate:
Nonowner-occupied	$	371	$	1	$	1
With no related allowance recorded:
Residential real estate		1,550		20		20
Commercial real estate:
Owner-occupied		2,491		34		34
Nonowner-occupied		3,521		20		20
Construction		----		5		5
Commercial and industrial		8,673		124		124
Total	$	16,606	$	204	$	204

	Three months ended March 31, 2017
	Average Impaired Loans		Interest Income Recognized		Cash Basis Interest Recognized
With an allowance recorded:
Commercial real estate:
Nonowner-occupied	$	382	$	5	$	5
Construction		345		----		----
Commercial and industrial		392		----		----
Consumer:
Home equity		211		2		2
With no related allowance recorded:
Residential real estate		918		12		12
Commercial real estate:
Owner-occupied		3,547		36		36
Nonowner-occupied		3,822		21		21
Construction		182		4		4
Commercial and industrial		8,292		100		100
Total	$	18,091	$	180	$	180

Schedule of Recorded Investment In Nonaccrual Loans [Table Text Block]

March 31, 2018	Loans Past Due 90 Days And Still Accruing		Nonaccrual

Residential real estate	$	121	$	7,794
Commercial real estate:
Owner-occupied		----		652
Nonowner-occupied		----		2,432
Construction		----		424
Commercial and industrial		31		396
Consumer:
Automobile		154		59
Home equity		----		260
Other		89		113
Total	$	395	$	12,130

December 31, 2017	Loans Past Due 90 Days And Still Accruing		Nonaccrual

Residential real estate	$	131	$	5,906
Commercial real estate:
Owner-occupied		----		476
Nonowner-occupied		----		2,454
Construction		----		444
Commercial and industrial		----		337
Consumer:
Automobile		127		86
Home equity		----		283
Other		76		126
Total	$	334	$	10,112

Past Due Financing Receivables [Table Text Block]

March 31, 2018	30-59 Days Past Due		60-89 Days Past Due		90 Days Or More Past Due		Total Past Due		Loans Not Past Due		Total

Residential real estate	$	5,625	$	987	$	1,864	$	8,476	$	296,717	$	305,193
Commercial real estate:
Owner-occupied		723		186		289		1,198		68,451		69,649
Nonowner-occupied		417		371		2,223		3,011		101,672		104,683
Construction		----		134		157		291		37,064		37,355
Commercial and industrial		181		83		214		478		113,086		113,564
Consumer:
Automobile		1,203		184		167		1,554		66,198		67,752
Home equity		325		328		27		680		20,918		21,598
Other		728		175		99		1,002		47,269		48,271
Total	$	9,202	$	2,448	$	5,040	$	16,690	$	751,375	$	768,065

December 31, 2017	30-59 Days Past Due		60-89 Days Past Due		90 Days Or More Past Due		Total Past Due		Loans Not Past Due		Total

Residential real estate	$	5,383	$	671	$	1,673	$	7,727	$	301,436	$	309,163
Commercial real estate:
Owner-occupied		194		161		160		515		73,058		73,573
Nonowner-occupied		140		----		2,238		2,378		99,193		101,571
Construction		----		----		169		169		38,133		38,302
Commercial and industrial		303		243		191		737		106,352		107,089
Consumer:
Automobile		1,257		346		151		1,754		66,872		68,626
Home equity		90		272		27		389		21,042		21,431
Other		865		218		76		1,159		48,405		49,564
Total	$	8,232	$	1,911	$	4,685	$	14,828	$	754,491	$	769,319

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

March 31, 2018	TDR’s Performing to Modified Terms		TDR’s Not Performing to Modified Terms		Total TDR’s
Residential real estate:
Interest only payments	$	690	$	----	$	690
Commercial real estate:
Owner-occupied
Interest only payments		997		----		997
Reduction of principal and interest payments		548		----		548
Maturity extension at lower stated rate than market rate		525		----		525
Credit extension at lower stated rate than market rate		408		----		408
Nonowner-occupied
Interest only payments		560		1,945		2,505
Rate reduction		371		----		371
Credit extension at lower stated rate than market rate		566		----		566
Commercial and industrial:
Interest only payments		8,192		----		8,192

Total TDR’s	$	12,857	$	1,945	$	14,802

December 31, 2017	TDR’s Performing to Modified Terms		TDR’s Not Performing to Modified Terms		Total TDR’s
Residential real estate:
Interest only payments	$	697	$	----	$	697
Commercial real estate:
Owner-occupied
Interest only payments		997		----		997
Reduction of principal and interest payments		554		----		554
Maturity extension at lower stated rate than market rate		1,466		----		1,466
Credit extension at lower stated rate than market rate		410		----		410
Nonowner-occupied
Interest only payments		560		1,961		2,521
Rate reduction		372		----		372
Credit extension at lower stated rate than market rate		570		----		570
Commercial and industrial:
Interest only payments		9,154		----		9,154
Consumer:
Home equity
Maturity extension at lower stated rate than market rate		----		201		201

Total TDR’s	$	14,780	$	2,162	$	16,942

Financing Receivable Credit Quality Indicators [Table Text Block]

March 31, 2018	Pass		Criticized		Classified		Total
Commercial real estate:
Owner-occupied	$	60,371	$	908	$	8,370	$	69,649
Nonowner-occupied		98,628		1,952		4,103		104,683
Construction		37,049		134		172		37,355
Commercial and industrial		98,322		5,922		9,320		113,564
Total	$	294,370	$	8,916	$	21,965	$	325,251

December 31, 2017	Pass		Criticized		Classified		Total
Commercial real estate:
Owner-occupied	$	64,993	$	934	$	7,646	$	73,573
Nonowner-occupied		93,197		3,776		4,598		101,571
Construction		37,735		156		411		38,302
Commercial and industrial		91,097		6,058		9,934		107,089
Total	$	287,022	$	10,924	$	22,589	$	320,535

Performing and Nonperforming Loans [Table Text Block]

March 31, 2018	Consumer
	Automobile		Home Equity		Other		Residential Real Estate		Total

Performing	$	67,539	$	21,338	$	48,069	$	297,278	$	434,224
Nonperforming		213		260		202		7,915		8,590
Total	$	67,752	$	21,598	$	48,271	$	305,193	$	442,814

December 31, 2017	Consumer
	Automobile		Home Equity		Other		Residential Real Estate		Total

Performing	$	68,413	$	21,148	$	49,362	$	303,126	$	442,049
Nonperforming		213		283		202		6,037		6,735
Total	$	68,626	$	21,431	$	49,564	$	309,163	$	448,784