Note P - Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2017

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Minimum Regulatory		Minimum To Be Well
201 7	Amount		Ratio			Capital Ratio		Capitalized ( 1)
Total capital (to risk weighted assets)
Consolidated	$	118,456		16.6	%		8.0%		N/A
Bank		107,929		15.3			8.0		10.0%
Common equity Tier 1 capital (to risk weighted assets)
Consolidated		102,457		14.3			4.5		N/A
Bank		100,759		14.3			4.5		6.5
Tier 1 capital (to risk weighted assets)
Consolidated		110,957		15.5			6.0		N/A
Bank		100,759		14.3			6.0		8.0
Tier 1 capital (to average assets)
Consolidated		110,957		11.0			4.0		N/A
Bank		100,759		10.1			4.0		5.0

	Actual					Minimum Regulatory			Minimum To Be Well Capitalized Under Prompt Corrective Action Regulations
	Amount		Ratio			Capital			Amount		Ratio
2016
Total capital (to risk weighted assets)
Consolidated	$	113,515		16.4	%		N/A			N/A		N/A
Bank		104,317		15.3			8.0	%	$	68,289		10.0	%
Common equity Tier 1 capital (to risk weighted assets)
Consolidated		97,316		14.0			N/A			N/A		N/A
Bank		96,946		14.2			4.5			44,388		6.5
Tier 1 capital (to risk weighted assets)
Consolidated		105,816		15.3			N/A			N/A		N/A
Bank		96,946		14.2			6.0			54,631		8.0
Tier 1 capital (to average assets)
Consolidated		105,816		11.2			N/A			N/A		N/A
Bank		96,946		10.4			4.0			46,461		5.0