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Note R - Segment Information - Segment Reporting (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2017
Sep. 30, 2017
Jun. 30, 2017
Mar. 31, 2017
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Aug. 05, 2016
Net interest income $ 10,529 $ 10,268 $ 10,071 $ 10,865 $ 10,035 $ 8,985 $ 8,206 $ 9,100 $ 8,131 $ 8,285 $ 8,149 $ 8,930 $ 41,733 $ 36,326 $ 33,495  
Provision expense 643 [1] 1,601 [1] 175 [1] 145 [1] 498 [2] 1,708 [2] 141 [2] 479 [2] 380 [3] (11) [3] 799 [3] (78) [3] 2,564 2,826 1,090  
Noninterest income 1,928 [4] 2,282 [4] 2,112 [4] 3,113 [4] 1,450 [4] 1,693 [4] 1,861 [4] 3,235 [4] 1,607 [4] 1,584 [4] 1,917 [4] 3,489 [4] 9,435 8,239 8,597  
Noninterest expense 8,136 9,222 9,876 9,375 8,329 8,828 7,773 7,969 6,911 7,727 7,554 7,427 36,609 32,899 29,619  
Tax expense                         4,486 1,920 2,809  
Net income 898 $ 1,653 $ 1,741 $ 3,217 2,024 $ 358 $ 1,706 $ 2,832 1,898 $ 1,642 $ 1,410 $ 3,624 7,509 6,920 8,574  
Assets 1,026,290       954,640       796,285       1,026,290 954,640 796,285 $ 950,000
Banking [Member]                                
Net interest income                         38,366 33,019 30,175  
Provision expense                         2,415 2,665 1,055  
Noninterest income                         8,834 7,589 7,880  
Noninterest expense                         34,079 30,257 26,983  
Tax expense                         3,973 1,530 2,347  
Net income                         6,733 6,156 7,670  
Assets 1,013,386       941,907       782,715       1,013,386 941,907 782,715  
Consumer Finance [Member]                                
Net interest income                         3,367 3,307 3,320  
Provision expense                         149 161 35  
Noninterest income                         601 650 717  
Noninterest expense                         2,530 2,642 2,636  
Tax expense                         513 390 462  
Net income                         776 764 904  
Assets $ 12,904       $ 12,733       $ 13,570       $ 12,904 $ 12,733 $ 13,570  
[1] During the third quarter of 2017, the Company experienced higher provision expense that was primarily related to general increases in specific allocations and increases in charge-offs within the commercial and residential real estate portfolios.
[2] During the third quarter of 2016, the Company experienced higher provision expense that was primarily related to an increase in specific allocations impacted by the decline in collateral values of two impaired commercial real estate loan relationships. A re-appraisal of the commercial properties securing the loans identified further collateral depreciation, which resulted in a $2,435 increase to the specific allocations related to the loans.
[3] During the first and third quarters of 2015, the Company experienced negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[4] The Company's noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of tax refunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter.