Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and noninterest-bearing deposits with banks	$ 9,965	$ 9,475
Interest-bearing deposits with banks	47,502	36,055
Total cash and cash equivalents	57,467	45,530
Certificates of deposit in financial institutions	1,715	1,715
Securities available for sale	94,406	91,651
Securities held to maturity (estimated fair value: 2016 - $20,491; 2015 - $20,790)	19,310	19,903
Federal Home Loan Bank and Federal Reserve Bank stock	6,576	6,576
Total loans	602,936	585,752
Less: Allowance for loan losses	(6,934)	(6,648)
Net loans	596,002	579,104
Premises and equipment, net	10,348	10,404
Other real estate owned	2,046	2,358
Accrued interest receivable	1,853	1,819
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	28,752	28,352
Other assets	6,707	7,606
Total assets	826,449	796,285
LIABILITIES
Noninterest-bearing deposits	184,359	176,499
Interest-bearing deposits	493,956	484,247
Total deposits	678,315	660,746
Other borrowed funds	31,411	23,946
Subordinated debentures	8,500	8,500
Accrued liabilities	13,427	12,623
Total liabilities	731,653	705,815
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2016 - 4,801,986 shares issued; 2015 - 4,777,414 shares issued)	4,802	4,777
Additional paid-in capital	35,867	35,318
Retained earnings	68,585	65,782
Accumulated other comprehensive income	1,254	305
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	94,796	90,470
Total liabilities and shareholders’ equity	$ 826,449	$ 796,285