Note 4 - Loans and Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2016

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	March 31, 2016		December 31, 2015
Residential real estate	$	227,026	$	223,875
Commercial real estate:
Owner-occupied		71,117		73,458
Nonowner-occupied		71,731		72,002
Construction		26,512		23,852
Commercial and industrial		81,034		81,936
Consumer:
Automobile		44,952		44,566
Home equity		19,558		20,841
Other		43,915		45,222
		585,845		585,752
Less: Allowance for loan losses		6,946		6,648
Loans, net	$	578,899	$	579,104

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

March 31, 2016	Residential Real Estate			Commercial Real Estate		Commercial and Industrial		Consumer			Total
Allowance for loan losses:
Beginning balance	$	1,087		$	1,959	$	2,589	$	1,013		$	6,648
Provision for loan losses		40			17		82		340			479
Loans charged off		(104	)		----		----		(483	)		(587	)
Recoveries		162			19		1		224			406
Total ending allowance balance	$	1,185		$	1,995	$	2,672	$	1,094		$	6,946

March 31, 2015	Residential Real Estate			Commercial Real Estate			Commercial and Industrial			Consumer			Total
Allowance for loan losses:
Beginning balance	$	1,426		$	4,195		$	1,602		$	1,111		$	8,334
Provision for loan losses		31			6			14			(129	)		(78	)
Loans charged-off		(97	)		(8	)		(2	)		(261	)		(368	)
Recoveries		105			17			124			186			432
Total ending allowance balance	$	1,465		$	4,210		$	1,738		$	907		$	8,320

Allowance for Loan Losses and the Recorded Investment of Loans [Table Text Block]

March 31, 2016	Residential Real Estate		Commercial Real Estate		Commercial and Industrial		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	----	$	309	$	1,900	$	3	$	2,212
Collectively evaluated for impairment		1,185		1,686		772		1,091		4,734
Total ending allowance balance	$	1,185	$	1,995	$	2,672	$	1,094	$	6,946
Loans:
Loans individually evaluated for impairment	$	730	$	8,022	$	8,869	$	218	$	17,839
Loans collectively evaluated for impairment		226,296		161,338		72,165		108,207		568,006
Total ending loans balance	$	227,026	$	169,360	$	81,034	$	108,425	$	585,845

December 31, 2015	Residential Real Estate		Commercial Real Estate		Commercial and Industrial		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	----	$	311	$	1,850	$	3	$	2,164
Collectively evaluated for impairment		1,087		1,648		739		1,010		4,484
Total ending allowance balance	$	1,087	$	1,959	$	2,589	$	1,013	$	6,648
Loans:
Loans individually evaluated for impairment	$	1,001	$	7,318	$	8,691	$	218	$	17,228
Loans collectively evaluated for impairment		222,874		161,994		73,245		110,411		568,524
Total ending loans balance	$	223,875	$	169,312	$	81,936	$	110,629	$	585,752

Schedule of Loans Individually Evaluated for Impairment [Table Text Block]

March 31, 2016	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With an allowance recorded:
Commercial real estate:
Owner-occupied	$	204	$	204	$	204
Nonowner-occupied		393		393		105
Commercial and industrial		4,524		4,524		1,900
Consumer:
Home equity		218		218		3
With no related allowance recorded:
Residential real estate		730		730		----
Commercial real estate:
Owner-occupied		3,797		3,250		----
Nonowner-occupied		5,896		3,495		----
Construction		680		680		----
Commercial and industrial		4,345		4,345		----
Total	$	20,787	$	17,839	$	2,212

December 31, 2015	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With an allowance recorded:
Commercial real estate:
Owner-occupied	$	204	$	204	$	204
Nonowner-occupied		396		396		107
Commercial and industrial		4,355		4,355		1,850
Consumer:
Home equity		218		218		3
With no related allowance recorded:
Residential real estate		1,001		1,001		----
Commercial real estate:
Owner-occupied		3,812		3,265		----
Nonowner-occupied		5,178		2,773		----
Construction		680		680		----
Commercial and industrial		4,336		4,336		----
Total	$	20,180	$	17,228	$	2,164

	Three months ended March 31, 2016
	Average Impaired Loans		Interest Income Recognized		Cash Basis Interest Recognized
With an allowance recorded:
Commercial real estate:
Owner-occupied	$	204	$	4	$	4
Nonowner-occupied		395		5		5
Commercial and industrial		4,439		41		41
Consumer:
Home equity		219		2		2
With no related allowance recorded:
Residential real estate		731		9		9
Commercial real estate:
Owner-occupied		3,257		43		43
Nonowner-occupied		3,134		13		13
Construction		680		----		----
Commercial and industrial		4,341		51		51
Total	$	17,400	$	168	$	168

	Three months ended March 31, 2015
	Average Impaired Loans		Interest Income Recognized		Cash Basis Interest Recognized
With an allowance recorded:
Commercial real estate:
Owner-occupied	$	827	$	----	$	----
Nonowner-occupied		7,618		16		16
Commercial and industrial		2,701		25		25
Consumer:
Home equity		219		3		3
With no related allowance recorded:
Residential real estate		1,412		9		9
Commercial real estate:
Owner-occupied		2,566		30		30
Nonowner-occupied		300		12		12
Construction		340		----		----
Commercial and industrial		4,390		55		55
Total	$	20,373	$	150	$	150

Schedule of Recorded Investment in Nonaccrual Loans [Table Text Block]

March 31, 2016	Loans Past Due 90 Days And Still Accruing		Nonaccrual
Residential real estate	$	90	$	2,103
Commercial real estate:
Owner-occupied		----		367
Nonowner-occupied		----		2,635
Construction		----		769
Commercial and industrial		----		1,185
Consumer:
Automobile		47		15
Home equity		----		63
Other		4		5
Total	$	141	$	7,142

December 31, 2015	Loans Past Due 90 Days And Still Accruing		Nonaccrual
Residential real estate	$	20	$	2,048
Commercial real estate:
Owner-occupied		----		404
Nonowner-occupied		----		2,737
Construction		----		769
Commercial and industrial		----		1,152
Consumer:
Automobile		18		27
Home equity		----		96
Other		1		3
Total	$	39	$	7,236

Past Due Financing Receivables [Table Text Block]

March 31, 2016	30-59 Days Past Due		60-89 Days Past Due		90 Days Or More Past Due		Total Past Due		Loans Not Past Due		Total
Residential real estate	$	3,116	$	755	$	1,919	$	5,790	$	221,236	$	227,026
Commercial real estate:
Owner-occupied		412		1,038		231		1,681		69,436		71,117
Nonowner-occupied		----		239		2,635		2,874		68,857		71,731
Construction		----		----		769		769		25,743		26,512
Commercial and industrial		71		75		1,077		1,223		79,811		81,034
Consumer:
Automobile		552		198		62		812		44,140		44,952
Home equity		35		15		45		95		19,463		19,558
Other		324		73		4		401		43,514		43,915
Total	$	4,510	$	2,393	$	6,742	$	13,645	$	572,200	$	585,845

December 31, 2015	30-59 Days Past Due		60-89 Days Past Due		90 Days Or More Past Due		Total Past Due		Loans Not Past Due		Total
Residential real estate	$	2,564	$	1,484	$	1,708	$	5,756	$	218,119	$	223,875
Commercial real estate:
Owner-occupied		141		33		371		545		72,913		73,458
Nonowner-occupied		35		334		2,737		3,106		68,896		72,002
Construction		----		2		769		771		23,081		23,852
Commercial and industrial		31		88		1,077		1,196		80,740		81,936
Consumer:
Automobile		727		197		36		960		43,606		44,566
Home equity		75		----		76		151		20,690		20,841
Other		420		104		4		528		44,694		45,222
Total	$	3,993	$	2,242	$	6,778	$	13,013	$	572,739	$	585,752

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

March 31, 2016	TDR’s Performing to Modified Terms		TDR’s Not Performing to Modified Terms		Total TDR’s
Residential real estate
Interest only payments	$	730	$	----	$	730
Commercial real estate:
Owner-occupied
Interest only payments		456		----		456
Rate reduction		----		232		232
Reduction of principal and interest payments		598		----		598
Maturity extension at lower stated rate than market rate		1,964		----		1,964
Credit extension at lower stated rate than market rate		204		----		204
Nonowner-occupied
Interest only payments		539		2,375		2,914
Rate reduction		393		----		393
Credit extension at lower stated rate than market rate		581		----		581
Commercial and industrial
Interest only payments		7,544		----		7,544
Credit extension at lower stated rate than market rate		439		391		830
Consumer:
Home equity
Maturity extension at lower stated rate than market rate		218		----		218
Total TDR’s	$	13,666	$	2,998	$	16,664

December 31, 2015	TDR’s Performing to Modified Terms		TDR’s Not Performing to Modified Terms		Total TDR’s
Residential real estate
Interest only payments	$	1,001	$	----	$	1,001
Commercial real estate:
Owner-occupied
Interest only payments		433		----		433
Rate reduction		----		232		232
Reduction of principal and interest payments		604		----		604
Maturity extension at lower stated rate than market rate		1,996		----		1,996
Credit extension at lower stated rate than market rate		204		----		204
Nonowner-occupied
Interest only payments		300		2,473		2,773
Rate reduction		396		----		396
Commercial and industrial
Interest only payments		7,579		----		7,579
Credit extension at lower stated rate than market rate		226		391		617
Consumer:
Home equity
Maturity extension at lower stated rate than market rate		218		----		218
Total TDR’s	$	12,957	$	3,096	$	16,053

Troubled Debt Restructuringson Financing Receivables Pre- and Post-Modification [Table Text Block]

	TDR’s Performing to Modified Terms				TDR’s Not Performing to Modified Terms
Three months ended March 31, 2016	Pre- Modification Recorded Investment		Post- Modification Recorded Investment		Pre- Modification Recorded Investment		Post- Modification Recorded Investment
Commercial real estate:
Nonowner-occupied
Interest only payments	$	238	$	238	$	----	$	----
Credit extension at lower stated rate than market rate		581		581		----		----
Total TDR’s	$	819	$	819	$	----	$	----

Financing Receivable Credit Quality Indicators [Table Text Block]

March 31, 2016	Pass		Criticized		Classified		Total
Commercial real estate:
Owner-occupied	$	61,731	$	5,548	$	3,838	$	71,117
Nonowner-occupied		61,968		1,775		7,988		71,731
Construction		25,375		----		1,137		26,512
Commercial and industrial		69,708		4,809		6,517		81,034
Total	$	218,782	$	12,132	$	19,480	$	250,394

December 31, 2015	Pass		Criticized		Classified		Total
Commercial real estate:
Owner-occupied	$	62,287	$	6,738	$	4,433	$	73,458
Nonowner-occupied		61,577		6,305		4,120		72,002
Construction		23,080		----		772		23,852
Commercial and industrial		70,852		5,232		5,852		81,936
Total	$	217,796	$	18,275	$	15,177	$	251,248

Performing and Nonperforming Loans [Table Text Block]

March 31, 2016	Consumer
	Automobile		Home Equity		Other		Residential Real Estate		Total
Performing	$	44,890	$	19,495	$	43,906	$	224,833	$	333,124
Nonperforming		62		63		9		2,193		2,327
Total	$	44,952	$	19,558	$	43,915	$	227,026	$	335,451

December 31, 2015	Consumer
	Automobile		Home Equity		Other		Residential Real Estate		Total
Performing	$	44,521	$	20,745	$	45,218	$	221,807	$	332,291
Nonperforming		45		96		4		2,068		2,213
Total	$	44,566	$	20,841	$	45,222	$	223,875	$	334,504