Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Cash and noninterest-bearing deposits with banks	$ 10,311	$ 9,475
Interest-bearing deposits with banks	128,993	36,055
Total cash and cash equivalents	139,304	45,530
Certificates of deposit in financial institutions	1,470	1,715
Securities available for sale	87,979	91,651
Securities held to maturity (estimated fair value: 2016 - $20,527; 2015 - $20,790)	19,506	19,903
Federal Home Loan Bank and Federal Reserve Bank stock	6,576	6,576
Total loans	585,845	585,752
Less: Allowance for loan losses	(6,946)	(6,648)
Net loans	578,899	579,104
Premises and equipment, net	10,372	10,404
Other real estate owned	2,179	2,358
Accrued interest receivable	1,778	1,819
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	28,561	28,352
Other assets	5,626	7,606
Total assets	883,517	796,285
LIABILITIES
Noninterest-bearing deposits	240,642	176,499
Interest-bearing deposits	500,363	484,247
Total deposits	741,005	660,746
Other borrowed funds	28,133	23,946
Subordinated debentures	8,500	8,500
Accrued liabilities	12,248	12,623
Total liabilities	$ 789,886	$ 705,815
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2016 - 4,801,986 shares issued; 2015 - 4,777,414 shares issued)	$ 4,802	$ 4,777
Additional paid-in capital	35,868	35,318
Retained earnings	67,749	65,782
Accumulated other comprehensive income	924	305
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	93,631	90,470
Total liabilities and shareholders’ equity	$ 883,517	$ 796,285