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Note 16 - Segment Information (Details) - Segment Reporting - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Mar. 31, 2014
Dec. 31, 2013
Sep. 30, 2013
Jun. 30, 2013
Mar. 31, 2013
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Segment Reporting Information [Line Items]                              
Net interest income $ 8,131 $ 8,285 $ 8,149 $ 8,930 $ 8,303 $ 8,208 $ 8,187 $ 8,782 $ 8,193 $ 7,930 $ 7,841 $ 8,421 $ 33,495 $ 33,480 $ 32,385
Provision expense 380 [1] (11) [1] 799 [1] (78) [1] 1,589 [2] (682) [2] 1,386 [2] 494 [2] (198) [3] 833 [3] (189) [3] 31 [3] 1,090 2,787 477
Noninterest income 1,607 [4] 1,584 [4] 1,917 [4] 3,489 [4] 1,657 [4] 2,106 [4] 1,912 [4] 4,118 [4] 1,039 [4] 1,574 [4] 1,965 [4] 3,940 [4] 8,597 9,793 8,518
Noninterest expense 6,911 7,727 7,554 7,427 7,757 7,244 6,997 7,295 6,790 7,320 7,317 7,948 29,619 29,293 29,375
Provision for income taxes                         2,809 3,120 2,939
Net income 1,898 $ 1,642 $ 1,410 $ 3,624 423 $ 2,742 $ 1,344 $ 3,564 1,886 $ 1,061 $ 1,942 $ 3,223 8,574 8,073 8,112
Assets 796,285       778,668       747,368       796,285 778,668 747,368
Banking [Member]                              
Segment Reporting Information [Line Items]                              
Net interest income                         30,175 30,172 29,141
Provision expense                         1,055 2,645 364
Noninterest income                         7,880 8,897 7,711
Noninterest expense                         26,983 26,806 26,914
Provision for income taxes                         2,347 2,587 2,440
Net income                         7,670 7,031 7,134
Assets 782,715       764,510       732,905       782,715 764,510 732,905
Consumer Finance [Member]                              
Segment Reporting Information [Line Items]                              
Net interest income                         3,320 3,308 3,244
Provision expense                         35 142 113
Noninterest income                         717 896 807
Noninterest expense                         2,636 2,487 2,461
Provision for income taxes                         462 533 499
Net income                         904 1,042 978
Assets $ 13,570       $ 14,158       $ 14,463       $ 13,570 $ 14,158 $ 14,463
[1] During the first and third quarters of 2015, the Company experienced negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[2] During the third quarter of 2014, the Company experienced negative provision expense that was primarily related to a decrease in specific allocations impacted by the improvement in collateral values of an impaired commercial real estate loan relationship. A re-appraisal of the commercial properties securing the loan identified asset appreciation, which resulted in a $524 reduction to the specific allocation related to the loan.
[3] During most of 2013, the Company experienced minimal to negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[4] The Company's noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of taxrefunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter.