Note 3 - Loans and Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2015

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	2015		2014
Residential real estate	$	223,875	$	223,628
Commercial real estate:
Owner-occupied		73,458		78,848
Nonowner-occupied		72,002		71,229
Construction		23,852		27,535
Commercial and industrial		81,936		83,998
Consumer:
Automobile		44,566		42,849
Home equity		20,841		18,291
Other		45,222		48,390
		585,752		594,768
Less: Allowance for loan losses		6,648		8,334
Loans, net	$	579,104	$	586,434

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

December 31, 2015	Residential Real Estate			Commercial Real Estate			Commercial & Industrial			Consumer			Total
Allowance for loan losses:
Beginning balance	$	1,426		$	4,195		$	1,602		$	1,111		$	8,334
Provision for loan losses		103			(469	)		777			679			1,090
Loans charged off		(828	)		(1,971	)		(24	)		(1,428	)		(4,251	)
Recoveries		386			204			234			651			1,475
Total ending allowance balance	$	1,087		$	1,959		$	2,589		$	1,013		$	6,648

December 31, 2014	Residential Real Estate			Commercial Real Estate			Commercial & Industrial			Consumer			Total
Allowance for loan losses:
Beginning balance	$	1,169		$	2,914		$	1,279		$	793		$	6,155
Provision for loan losses		458			1,408			(28	)		949			2,787
Loans charged off		(487	)		(235	)		(41	)		(1,216	)		(1,979	)
Recoveries		286			108			392			585			1,371
Total ending allowance balance	$	1,426		$	4,195		$	1,602		$	1,111		$	8,334

December 31, 2013	Residential Real Estate			Commercial Real Estate			Commercial & Industrial			Consumer			Total
Allowance for loan losses:
Beginning balance	$	1,329		$	3,946		$	783		$	847		$	6,905
Provision for loan losses		377			(1,375	)		1,031			444			477
Loans charged off		(819	)		(2	)		(600	)		(1,279	)		(2,700	)
Recoveries		282			345			65			781			1,473
Total ending allowance balance	$	1,169		$	2,914		$	1,279		$	793		$	6,155

Allowance for Loan Losses and the Recorded Investment of Loans [Table Text Block]

December 31, 2015	Residential Real Estate		Commercial Real Estate		Commercial & Industrial		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	----	$	311	$	1,850	$	3	$	2,164
Collectively evaluated for impairment		1,087		1,648		739		1,010		4,484
Total ending allowance balance	$	1,087	$	1,959	$	2,589	$	1,013	$	6,648
Loans:
Loans individually evaluated for impairment	$	1,001	$	7,318	$	8,691	$	218	$	17,228
Loans collectively evaluated for impairment		222,874		161,994		73,245		110,411		568,524
Total ending loans balance	$	223,875	$	169,312	$	81,936	$	110,629	$	585,752

December 31, 2014	Residential Real Estate		Commercial Real Estate		Commercial & Industrial		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	----	$	2,506	$	900	$	6	$	3,412
Collectively evaluated for impairment		1,426		1,689		702		1,105		4,922
Total ending allowance balance	$	1,426	$	4,195	$	1,602	$	1,111	$	8,334
Loans:
Loans individually evaluated for impairment	$	1,415	$	11,711	$	6,824	$	219	$	20,169
Loans collectively evaluated for impairment		222,213		165,901		77,174		109,311		574,599
Total ending loans balance	$	223,628	$	177,612	$	83,998	$	109,530	$	594,768

Schedule of Loans Individually Evaluated for Impairment [Table Text Block]

December 31, 2015	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated		Average Impaired Loans		Interest Income Recognized		Cash Basis Interest Recognized
With an allowance recorded:
Commercial real estate:
Owner-occupied	$	204	$	204	$	204	$	204	$	13	$	13
Nonowner-occupied		396		396		107		402		75		75
Commercial and industrial		4,355		4,355		1,850		3,545		149		149
Consumer:
Home equity		218		218		3		219		8		8
With no related allowance recorded:
Residential real estate		1,001		1,001		----		809		45		45
Commercial real estate:
Owner-occupied		3,812		3,265		----		2,747		181		181
Nonowner-occupied		5,178		2,773		----		3,439		49		49
Construction		680		680		----		544		----		----
Commercial and industrial		4,336		4,336		----		3,985		180		180
Total	$	20,180	$	17,228	$	2,164	$	15,894	$	700	$	700

December 31, 2014	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated		Average Impaired Loans		Interest Income Recognized		Cash Basis Interest Recognized
With an allowance recorded:
Residential real estate	$	----	$	----	$	----	$	----	$	6	$	6
Commercial real estate:
Owner-occupied		1,177		1,177		414		471		32		32
Nonowner-occupied		7,656		7,656		2,092		8,303		398		398
Commercial and industrial		2,356		2,356		900		2,441		110		110
Consumer:
Home equity		219		219		6		219		7		7
With no related allowance recorded:
Residential real estate		1,415		1,415		----		882		58		58
Commercial real estate:
Owner-occupied		3,125		2,578		----		2,135		113		113
Nonowner-occupied		1,298		300		----		300		50		50
Commercial and industrial		4,703		4,468		----		2,278		180		180
Total	$	21,949	$	20,169	$	3,412	$	17,029	$	954	$	954

December 31, 2013	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated		Average Impaired Loans		Interest Income Recognized		Cash Basis Interest Recognized
With an allowance recorded:
Residential real estate	$	253	$	253	$	93	$	101	$	12	$	12
Commercial real estate:
Owner-occupied		290		290		157		116		----		----
Nonowner-occupied		3,776		3,776		1,504		3,846		187		187
Commercial and industrial		2,658		2,658		864		1,836		142		142
Consumer:
Home equity		218		218		7		87		9		9
With no related allowance recorded:
Residential real estate		766		766		----		539		47		47
Commercial real estate:
Owner-occupied		2,188		1,641		----		1,469		73		73
Nonowner-occupied		6,106		5,094		----		5,699		311		311
Consumer:
Home equity		----		----		----		----		3		3
Total	$	16,255	$	14,696	$	2,625	$	13,693	$	784	$	784

Schedule of Recorded Investment in Nonaccrual Loans [Table Text Block]

	Loans Past Due 90 Days And Still Accruing		Nonaccrual
December 31, 2015
Residential real estate	$	20	$	2,048
Commercial real estate:
Owner-occupied		----		404
Nonowner-occupied		----		2,737
Construction		----		769
Commercial and industrial		----		1,152
Consumer:
Automobile		18		27
Home equity		----		96
Other		1		3
Total	$	39	$	7,236

	Loans Past Due 90 Days And Still Accruing		Nonaccrual
December 31, 2014
Residential real estate	$	----	$	3,768
Commercial real estate:
Owner-occupied		----		1,484
Nonowner-occupied		----		4,013
Commercial and industrial		----		95
Consumer:
Automobile		15		18
Home equity		----		103
Other		58		68
Total	$	73	$	9,549

Past Due Financing Receivables [Table Text Block]

December 31, 2015	30-59 Days Past Due		60-89 Days Past Due		90 Days Or More Past Due		Total Past Due		Loans Not Past Due		Total
Residential real estate	$	2,564	$	1,484	$	1,708	$	5,756	$	218,119	$	223,875
Commercial real estate:
Owner-occupied		141		33		371		545		72,913		73,458
Nonowner-occupied		35		334		2,737		3,106		68,896		72,002
Construction		----		2		769		771		23,081		23,852
Commercial and industrial		31		88		1,077		1,196		80,740		81,936
Consumer:
Automobile		727		197		36		960		43,606		44,566
Home equity		75		----		76		151		20,690		20,841
Other		420		104		4		528		44,694		45,222
Total	$	3,993	$	2,242	$	6,778	$	13,013	$	572,739	$	585,752

December 31, 2014	30-59 Days Past Due		60-89 Days Past Due		90 Days Or More Past Due		Total Past Due		Loans Not Past Due		Total
Residential real estate	$	3,337	$	612	$	3,489	$	7,438	$	216,190	$	223,628
Commercial real estate:
Owner-occupied		74		62		1,422		1,558		77,290		78,848
Nonowner-occupied		----		----		----		----		71,229		71,229
Construction		932		----		----		932		26,603		27,535
Commercial and industrial		----		10		24		34		83,964		83,998
Consumer:
Automobile		616		149		33		798		42,051		42,849
Home equity		----		----		103		103		18,188		18,291
Other		655		20		126		801		47,589		48,390
Total	$	5,614	$	853	$	5,197	$	11,664	$	583,104	$	594,768

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	TDR’s Performing to Modified Terms		TDR’s Not Performing to Modified Terms		Total TDR’s
December 31, 2015
Residential real estate:
Interest only payments	$	1,001	$	----	$	1,001
Commercial real estate:
Owner-occupied
Interest only payments		433		----		433
Rate reduction		----		232		232
Reduction of principal and interest payments		604		----		604
Maturity extension at lower stated rate than market rate		1,996		----		1,996
Credit extension at lower stated rate than market rate		204		----		204
Nonowner-occupied
Interest only payments		300		2,473		2,773
Rate reduction		396		----		396
Commercial and industrial
Interest only payments		7,579		----		7,579
Credit extension at lower stated rate than market rate		226		391		617
Consumer:
Home equity
Maturity extension at lower stated rate than market rate		218		----		218
Total TDR’s	$	12,957	$	3,096	$	16,053

	TDR’s Performing to Modified Terms		TDR’s Not Performing to Modified Terms		Total TDR’s
December 31, 2014
Residential real estate:
Interest only payments	$	520	$	----	$	520
Commercial real estate:
Owner-occupied
Interest only payments		457		----		457
Rate reduction		----		244		244
Reduction of principal and interest payments		627		----		627
Maturity extension at lower stated rate than market rate		1,046		----		1,046
Credit extension at lower stated rate than market rate		204		----		204
Nonowner-occupied
Interest only payments		3,535		4,013		7,548
Rate reduction		408		----		408
Commercial and industrial
Interest only payments		6,429		----		6,429
Credit extension at lower stated rate than market rate		395		----		395
Consumer:
Home equity
Maturity extension at lower stated rate than market rate		219		----		219
Total TDR’s	$	13,840	$	4,257	$	18,097

Troubled Debt Restructuringson Financing Receivables Pre- and Post-Modification [Table Text Block]

	TDR’s Performing to Modified Terms				TDR’s Not Performing to Modified Terms
	Pre- Modification Recorded Investment		Post- Modification Recorded Investment		Pre- Modification Recorded Investment		Post- Modification Recorded Investment
December 31, 2015
Residential real estate
Interest only payments	$	495	$	495		----		----
Commercial real estate: Owner-occupied
Maturity extension at lower stated rate than market rate		1,025		1,025		----		----
Commercial and industrial
Credit extension at lower stated rate than market rate		226		226		----		----
Total TDR’s	$	1,746	$	1,746		----		----

	TDR’s Performing to Modified Terms				TDR’s Not Performing to Modified Terms
	Pre- Modification Recorded Investment		Post- Modification Recorded Investment		Pre- Modification Recorded Investment		Post- Modification Recorded Investment
December 31, 2014
Commercial real estate:
Owner-occupied
Interest only payments	$	457	$	457		----		----
Maturity extension at lower stated rate than market rate		746		746		----		----
Credit extension at lower stated rate than market rate		204		204		----		----
Commercial and industrial
Interest only payments		4,073		4,073		----		----
Credit extension at lower stated rate than market rate		395		395		----		----
Total TDR’s	$	5,875	$	5,875		----		----

Financing Receivable Credit Quality Indicators [Table Text Block]

December 31, 2015	Pass		Criticized		Classified		Total
Commercial real estate:
Owner-occupied	$	62,287	$	6,738	$	4,433	$	73,458
Nonowner-occupied		61,577		6,305		4,120		72,002
Construction		23,080		----		772		23,852
Commercial and industrial		70,852		5,232		5,852		81,936
Total	$	217,796	$	18,275	$	15,177	$	251,248

December 31, 2014	Pass		Criticized		Classified		Total
Commercial real estate:
Owner-occupied	$	72,232	$	2,102	$	4,514	$	78,848
Nonowner-occupied		60,491		2,127		8,611		71,229
Construction		27,364		----		171		27,535
Commercial and industrial		76,395		495		7,108		83,998
Total	$	236,482	$	4,724	$	20,404	$	261,610

Performing and Nonperforming Loans [Table Text Block]

	Consumer
December 31, 2015	Automobile		Home Equity		Other		Residential Real Estate		Total
Performing	$	44,521	$	20,745	$	45,218	$	221,807	$	332,291
Nonperforming		45		96		4		2,068		2,213
Total	$	44,566	$	20,841	$	45,222	$	223,875	$	334,504

	Consumer
December 31, 2014	Automobile		Home Equity		Other		Residential Real Estate		Total
Performing	$	42,816	$	18,188	$	48,264	$	219,860	$	329,128
Nonperforming		33		103		126		3,768		4,030
Total	$	42,849	$	18,291	$	48,390	$	223,628	$	333,158