Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and noninterest-bearing deposits with banks	$ 10,587	$ 9,315
Interest-bearing deposits with banks	41,493	21,662
Total cash and cash equivalents	52,080	30,977
Certificates of deposit in financial institutions	980	980
Securities available for sale	84,963	85,236
Securities held to maturity (estimated fair value: 2015 - $22,538; 2014 - $23,570)	21,914	22,820
Federal Home Loan Bank and Federal Reserve Bank stock	6,576	6,576
Total loans	592,899	594,768
Less: Allowance for loan losses	(7,444)	(8,334)
Net loans	585,455	586,434
Premises and equipment, net	9,991	9,195
Other real estate owned	1,590	1,525
Accrued interest receivable	1,799	1,806
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	25,926	25,612
Other assets	7,832	6,240
Total assets	800,373	778,668
LIABILITIES
Noninterest-bearing deposits	172,419	161,794
Interest-bearing deposits	493,869	485,036
Total deposits	666,288	646,830
Other borrowed funds	24,322	24,972
Subordinated debentures	8,500	8,500
Accrued liabilities	12,378	12,150
Total liabilities	$ 711,488	$ 692,452
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 4,777,414 shares issued)	$ 4,777	$ 4,777
Additional paid-in capital	35,318	35,318
Retained earnings	63,971	60,873
Accumulated other comprehensive income	531	960
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	88,885	86,216
Total liabilities and shareholders’ equity	$ 800,373	$ 778,668