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Note 17 - Consolidated Quarterly Financial Information (unaudited) (Details) - Consolidated Quarterly Financial Information (unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 12 Months Ended
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Mar. 31, 2014
Dec. 31, 2013
Sep. 30, 2013
Jun. 30, 2013
Mar. 31, 2013
Dec. 31, 2012
Sep. 30, 2012
Jun. 30, 2012
Mar. 31, 2012
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
2014                              
Total interest income $ 9,018us-gaap_InterestAndDividendIncomeOperating $ 8,904us-gaap_InterestAndDividendIncomeOperating $ 8,925us-gaap_InterestAndDividendIncomeOperating $ 9,508us-gaap_InterestAndDividendIncomeOperating $ 8,966us-gaap_InterestAndDividendIncomeOperating $ 8,748us-gaap_InterestAndDividendIncomeOperating $ 8,764us-gaap_InterestAndDividendIncomeOperating $ 9,480us-gaap_InterestAndDividendIncomeOperating $ 9,274us-gaap_InterestAndDividendIncomeOperating $ 9,405us-gaap_InterestAndDividendIncomeOperating $ 9,657us-gaap_InterestAndDividendIncomeOperating $ 10,665us-gaap_InterestAndDividendIncomeOperating $ 36,355us-gaap_InterestAndDividendIncomeOperating $ 35,958us-gaap_InterestAndDividendIncomeOperating $ 39,001us-gaap_InterestAndDividendIncomeOperating
Total interest expense 715us-gaap_InterestExpense 696us-gaap_InterestExpense 738us-gaap_InterestExpense 726us-gaap_InterestExpense 773us-gaap_InterestExpense 818us-gaap_InterestExpense 923us-gaap_InterestExpense 1,059us-gaap_InterestExpense 1,451us-gaap_InterestExpense 1,538us-gaap_InterestExpense 1,604us-gaap_InterestExpense 1,753us-gaap_InterestExpense 2,875us-gaap_InterestExpense 3,573us-gaap_InterestExpense 6,346us-gaap_InterestExpense
Net interest income 8,303us-gaap_InterestIncomeExpenseNet 8,208us-gaap_InterestIncomeExpenseNet 8,187us-gaap_InterestIncomeExpenseNet 8,782us-gaap_InterestIncomeExpenseNet 8,193us-gaap_InterestIncomeExpenseNet 7,930us-gaap_InterestIncomeExpenseNet 7,841us-gaap_InterestIncomeExpenseNet 8,421us-gaap_InterestIncomeExpenseNet 7,823us-gaap_InterestIncomeExpenseNet 7,867us-gaap_InterestIncomeExpenseNet 8,053us-gaap_InterestIncomeExpenseNet 8,912us-gaap_InterestIncomeExpenseNet 33,480us-gaap_InterestIncomeExpenseNet 32,385us-gaap_InterestIncomeExpenseNet 32,655us-gaap_InterestIncomeExpenseNet
Provision for loan losses (1) 1,589us-gaap_ProvisionForLoanAndLeaseLosses [1] (682)us-gaap_ProvisionForLoanAndLeaseLosses [1] 1,386us-gaap_ProvisionForLoanAndLeaseLosses [1] 494us-gaap_ProvisionForLoanAndLeaseLosses [1] (198)us-gaap_ProvisionForLoanAndLeaseLosses [2] 833us-gaap_ProvisionForLoanAndLeaseLosses [2] (189)us-gaap_ProvisionForLoanAndLeaseLosses [2] 31us-gaap_ProvisionForLoanAndLeaseLosses [2] (1,440)us-gaap_ProvisionForLoanAndLeaseLosses [3] 1,183us-gaap_ProvisionForLoanAndLeaseLosses [3] 524us-gaap_ProvisionForLoanAndLeaseLosses [3] 1,316us-gaap_ProvisionForLoanAndLeaseLosses [3] 2,787us-gaap_ProvisionForLoanAndLeaseLosses 477us-gaap_ProvisionForLoanAndLeaseLosses 1,583us-gaap_ProvisionForLoanAndLeaseLosses
Noninterest income (2) 1,657us-gaap_NoninterestIncome [4] 2,106us-gaap_NoninterestIncome [4] 1,912us-gaap_NoninterestIncome [4] 4,118us-gaap_NoninterestIncome [4] 1,039us-gaap_NoninterestIncome [4] 1,574us-gaap_NoninterestIncome [4] 1,965us-gaap_NoninterestIncome [4] 3,940us-gaap_NoninterestIncome [4] 1,356us-gaap_NoninterestIncome [4] 1,674us-gaap_NoninterestIncome [4] 1,974us-gaap_NoninterestIncome [4] 3,479us-gaap_NoninterestIncome [4] 9,793us-gaap_NoninterestIncome 8,518us-gaap_NoninterestIncome 8,483us-gaap_NoninterestIncome
Noninterest expense 7,757us-gaap_NoninterestExpense 7,244us-gaap_NoninterestExpense 6,997us-gaap_NoninterestExpense 7,295us-gaap_NoninterestExpense 6,790us-gaap_NoninterestExpense 7,320us-gaap_NoninterestExpense 7,317us-gaap_NoninterestExpense 7,948us-gaap_NoninterestExpense 8,290us-gaap_NoninterestExpense 6,957us-gaap_NoninterestExpense 7,162us-gaap_NoninterestExpense 7,332us-gaap_NoninterestExpense 29,293us-gaap_NoninterestExpense 29,375us-gaap_NoninterestExpense 29,741us-gaap_NoninterestExpense
Net income $ 423us-gaap_NetIncomeLoss $ 2,742us-gaap_NetIncomeLoss $ 1,344us-gaap_NetIncomeLoss $ 3,564us-gaap_NetIncomeLoss $ 1,886us-gaap_NetIncomeLoss $ 1,061us-gaap_NetIncomeLoss $ 1,942us-gaap_NetIncomeLoss $ 3,223us-gaap_NetIncomeLoss $ 1,604us-gaap_NetIncomeLoss $ 1,107us-gaap_NetIncomeLoss $ 1,719us-gaap_NetIncomeLoss $ 2,622us-gaap_NetIncomeLoss $ 8,073us-gaap_NetIncomeLoss $ 8,112us-gaap_NetIncomeLoss $ 7,052us-gaap_NetIncomeLoss
Earnings per share (in Dollars per share) $ 0.10us-gaap_EarningsPerShareBasic $ 0.67us-gaap_EarningsPerShareBasic $ 0.33us-gaap_EarningsPerShareBasic $ 0.87us-gaap_EarningsPerShareBasic $ 0.47us-gaap_EarningsPerShareBasic $ 0.26us-gaap_EarningsPerShareBasic $ 0.48us-gaap_EarningsPerShareBasic $ 0.79us-gaap_EarningsPerShareBasic $ 0.40us-gaap_EarningsPerShareBasic $ 0.27us-gaap_EarningsPerShareBasic $ 0.43us-gaap_EarningsPerShareBasic $ 0.65us-gaap_EarningsPerShareBasic $ 1.97us-gaap_EarningsPerShareBasic $ 2.00us-gaap_EarningsPerShareBasic $ 1.75us-gaap_EarningsPerShareBasic
[1] During the third quarter of 2014, the Company experienced negative provision expense that was primarily related to a decrease in specific allocations impacted by the improvement in collateral values of an impaired commercial real estate loan relationship. A re-appraisal of the commercial properties securing the loan identified asset appreciation, which resulted in a $524 reduction to the specific allocation related to the loan.
[2] During most of 2013, the Company experienced minimal to negative provision expense as a result of lower general allocations of the allowance for loan losses.General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[3] During the fourth quarter of 2012, the Company experienced a large recovery of $1,250 on a previously charged-off commercial loan which lowered net charge-offs.The large decrease in net charge-offs contributed to a lower historical loan loss factor that created a lower level of general allocations within the allowance for loanlosses.
[4] The Company's noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of taxrefunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter.