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Condensed Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Interest and dividend income:        
Loans, including fees $ 8,252 $ 8,174 $ 25,289 $ 25,260
Securities        
Taxable 429 330 1,280 945
Tax exempt 140 140 415 429
Dividends 73 88 239 236
Other Interest 10 16 114 122
8,904 8,748 27,337 26,992
Interest expense:        
Deposits 535 666 1,686 2,294
Other borrowed funds 120 110 351 283
Subordinated debentures 41 42 123 223
696 818 2,160 2,800
Net interest income 8,208 7,930 25,177 24,192
Provision for loan losses (682) 833 1,198 675
Net interest income after provision for loan losses 8,890 7,097 23,979 23,517
Noninterest income:        
Service charges on deposit accounts 436 472 1,222 1,340
Trust fees 55 56 169 158
Income from bank owned life insurance and annuity assets 164 171 494 974
Mortgage banking income 66 85 181 331
Electronic refund check / deposit fees 11 21 3,073 2,532
Debit / credit card interchange income 555 502 1,607 1,447
Gain on sale of ProAlliance Corporation 675   810  
Other 134 273 578 743
2,106 1,574 8,136 7,479
Noninterest expense:        
Salaries and employee benefits 4,213 4,326 12,825 13,132
Occupancy 390 418 1,179 1,199
Furniture and equipment 227 230 559 664
FDIC insurance 121 114 361 375
Data processing 310 276 924 838
Foreclosed assets 28 51 130 390
Other 1,955 1,905 5,558 5,987
7,244 7,320 21,536 22,585
Income before income taxes 3,752 1,351 10,579 8,411
Provision for income taxes 1,010 290 2,929 2,185
NET INCOME 2,742 1,061 7,650 6,226
Earnings per share (in Dollars per share) $ 0.67 $ 0.26 $ 1.87 $ 1.53
Other Real Estate Owned [Member]
       
Noninterest income:        
Gain (loss) on other real estate owned $ 10 $ (6) $ 2 $ (46)