Consolidated Balance Sheets (Current Period Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
ASSETS
Cash and noninterest-bearing deposits with banks	$ 10,353	$ 9,841
Interest-bearing deposits with banks	29,323	18,503
Total cash and cash equivalents	39,676	28,344
Certificates of deposits in financial institutions	980
Securities available for sale	80,748	84,068
Securities held to maturity (estimated fair value: 2014 - $23,570; 2013 - $22,984)	22,970	22,826
Federal Home Loan Bank and Federal Reserve Bank stock	6,576	7,776
Total loans	586,871	566,319
Less: Allowance for loan losses	(6,964)	(6,155)
Net loans	579,907	560,164
Premises and equipment, net	9,217	9,005
Other real estate owned	1,749	1,354
Accrued interest receivable	1,991	1,901
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	25,434	24,940
Other assets	6,662	5,723
Total assets	777,177	747,368
LIABILITIES
Noninterest-bearing deposits	151,374	149,823
Interest-bearing deposits	494,197	479,054
Total deposits	645,571	628,877
Other borrowed funds	24,137	18,748
Subordinated debentures	8,500	8,500
Accrued liabilities	13,006	10,824
Total liabilities	691,214	666,949
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 4,758,492 shares issued)	4,758	4,758
Additional paid-in capital	34,883	34,883
Retained earnings	61,308	56,241
Accumulated other comprehensive income	726	249
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	85,963	80,419
Total liabilities and shareholders’ equity	$ 777,177	$ 747,368