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Condensed Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest and dividend income:    
Loans, including fees $ 8,814 $ 8,917
Securities:    
Taxable 406 300
Tax exempt 136 144
Dividends 86 67
Other Interest 66 52
9,508 9,480
Interest expense:    
Deposits 573 839
Other borrowed funds 112 81
Subordinated debentures 41 139
726 1,059
Net interest income 8,782 8,421
Provision for loan losses 494 31
Net interest income after provision for loan losses 8,288 8,390
Noninterest income:    
Service charges on deposit accounts 391 424
Trust fees 55 51
Income from bank owned life insurance and annuity assets 159 631
Mortgage banking income 58 137
Electronic refund check / deposit fees 2,648 2,105
Debit / credit card interchange income 504 452
Gain on sale of ProAlliance Corporation 135  
Other 180 205
4,118 3,940
Noninterest expense:    
Salaries and employee benefits 4,377 4,439
Occupancy 398 394
Furniture and equipment 180 226
FDIC insurance 127 144
Data processing 321 281
Foreclosed assets 61 295
Other 1,831 2,169
7,295 7,948
Income before income taxes 5,111 4,382
Provision for income taxes 1,547 1,159
NET INCOME 3,564 3,223
Earnings per share (in Dollars per share) $ 0.87 $ 0.79
Other Real Estate Owned [Member]
   
Noninterest income:    
Loss on other real estate owned $ (12) $ (65)