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Note M - Fair Value of Financial Instruments (Tables)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Fair Value Disclosures [Abstract]    
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]
   

Fair Value Measurements at December 31, 2013, Using

 
   

Quoted Prices in

Active Markets

for Identical

Assets

(Level 1)

   

Significant Other

Observable

Inputs

(Level 2)

   

Significant

Unobservable

Inputs

(Level 3)

 

Assets:

                       

U.S. Government sponsored entity securities

    -     $ 8,852       -  

Agency mortgage-backed securities, residential

    -       75,216       -  
   

Fair Value Measurements at December 31, 2012, Using

 
   

Quoted Prices in

Active Markets

for Identical

Assets

(Level 1)

   

Significant Other

Observable

Inputs

(Level 2)

   

Significant

Unobservable

Inputs

(Level 3)

 

Assets:

                       

U.S. Government sponsored entity securities

    -     $ 1,012       -  

Agency mortgage-backed securities, residential

    -       93,953       -  
   

Fair Value Measurements at December 31, 2013, Using

 
   

Quoted Prices in

Active Markets

for Identical

Assets

(Level 1)

   

Significant Other

Observable

Inputs

(Level 2)

   

Significant

Unobservable

Inputs

(Level 3)

 

Assets:

                       

Impaired loans:

                       

Residential real estate

    -       -     $ 234  

Commercial real estate:

                       

Owner-occupied

    -       -       133  

Nonowner-occupied

    -       -       1,973  

Commercial and industrial

    -       -       2,863  
                         

Other real estate owned:

                       

Commercial real estate:

                       

Construction

    -       -       1,058  
   

Fair Value Measurements at December 31, 2012, Using

 
   

Quoted Prices in

Active Markets

for Identical

Assets

(Level 1)

   

Significant Other

Observable

Inputs

(Level 2)

   

Significant

Unobservable

Inputs

(Level 3)

 

Assets:

                       

Other real estate owned:

                       

Commercial real estate:

                       

Construction

    -       -     $ 1,562  

Commercial and industrial

    -       -       1,055  
 
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]  

December 31, 2013

 

Fair Value

 

Valuation

Technique(s)

 

Unobservable

Input(s)

 

Range

   

(Weighted

Average)

 

Impaired loans:

                               

Commercial real estate:

                               

Nonowner-occupied

  $ 1,973  

Sales approach

 

Adjustment to comparables

  5% to 10%       8

%

Commercial and industrial

    2,863  

Sales approach

 

Adjustment to comparables

  0% to 20%       16

%

                                 

Other real estate owned:

                               

Commercial real estate:

                               

Construction

    1,058  

Sales approach

 

Adjustment to comparables

  5% to 35%       19

%

December 31, 2012

 

Fair Value

 

Valuation

Technique(s)

 

Unobservable

Input(s)

 

Range

 

(Weighted

Average)

 

Other real estate owned:

                               

Commercial real estate:

                               

Construction

  $ 1,562  

Sales approach

 

Adjustment to comparables

  - 15% -

 

    15

%

Commercial and industrial

    1,055  

Sales approach

 

Adjustment to comparables

    15%  

 

    15

%

Fair Value, by Balance Sheet Grouping [Table Text Block]
           

Fair Value Measurements at December 31, 2013 Using:

 
   

Carrying

Value

   

Level 1

   

Level 2

   

Level 3

   

Total

 

Financial Assets:

                                       

Cash and cash equivalents

  $ 28,344     $ 28,344     $ -     $ -     $ 28,344  

Securities available for sale

    84,068       -       84,068       -       84,068  

Securities held to maturity

    22,826       -       11,502       11,482       22,984  

Federal Home Loan Bank and Federal Reserve Bank stock

    7,776    

N/A

   

N/A

   

N/A

   

N/A

 

Loans, net

    560,164       -       -       564,589       564,589  

Accrued interest receivable

    1,901       -       241       1,660       1,901  
                                         

Financial Liabilities:

                                       

Deposits

    628,877       148,847       479,962       -       628,809  

Other borrowed funds

    18,748       -       17,453       -       17,453  

Subordinated debentures

    8,500       -       4,896       -       4,896  

Accrued interest payable

    792       3       789       -       792  
           

Fair Value Measurements at December 31, 2012 Using:

 
   

Carrying

Value

   

Level 1

   

Level 2

   

Level 3

   

Total

 

Financial Assets:

                                       

Cash and cash equivalents

  $ 45,651     $ 45,651     $ -     $ -     $ 45,651  

Securities available for sale

    94,965       -       94,965       -       94,965  

Securities held to maturity

    23,511       -       11,569       13,055       24,624  

Federal Home Loan Bank stock

    6,281    

N/A

   

N/A

   

N/A

   

N/A

 

Loans, net

    551,383       -       -       564,059       564,059  

Accrued interest receivable

    2,057       -       283       1,774       2,057  
                                         

Financial Liabilities:

                                       

Deposits

    655,064       139,526       517,680       -       657,206  

Other borrowed funds

    14,285       -       14,536       -       14,536  

Subordinated debentures

    13,500       -       10,146       -       10,146  

Accrued interest payable

    1,377       2       1,375       -       1,377