Note I - Income Taxes (Tables)

12 Months Ended

Dec. 31, 2013

Income Tax Disclosure [Abstract]

Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]

	2013		2012			2011
Current tax expense	$	2,795	$	2,968		$	1,723
Deferred tax (benefit) expense		144		(206	)		340
Total income taxes	$	2,939	$	2,762		$	2,063

Schedule of Deferred Tax Assets and Liabilities [Table Text Block]

	2013			2012
Items giving rise to deferred tax assets:
Allowance for loan losses	$	2,139		$	2,394
Deferred compensation		1,847			1,709
Deferred loan fees/costs		290			322
Depreciation		15			-
Other real estate owned		403			554
Other		205			199
Items giving rise to deferred tax liabilities:
Mortgage servicing rights		(185	)		(156	)
FHLB stock dividends		(1,081	)		(1,081	)
Unrealized gain on securities available for sale		(128	)		(828	)
Depreciation		-			(146	)
Prepaid expenses		(5	)		(73	)
Intangibles		(412	)		(363	)
Other		(1	)		-
Net deferred tax asset	$	3,087		$	2,531

Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]

	2013			2012			2011
Statutory tax	$	3,757		$	3,337		$	2,685
Effect of nontaxable interest		(330	)		(314	)		(299	)
Nondeductible interest expense		8			12			16
Income from bank owned insurance, net		(195	)		(100	)		(169	)
Effect of nontaxable life insurance death proceeds		(154	)		-			-
Effect of state income tax		76			53			56
Tax credits		(230	)		(250	)		(245	)
Other items		7			24			19
Total income taxes	$	2,939		$	2,762		$	2,063