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Note K - Related Party Transactions

12 Months Ended

Dec. 31, 2013

Note K - Related Party Transactions

Certain directors, executive officers and companies with which they are affiliated were loan customers during 2013. A summary of activity on these borrower relationships with aggregate debt greater than $120 is as follows:

Total loans at January 1, 2013	$	5,718
New loans		1,416
Repayments		(1,455	)
Other changes		-
Total loans at December 31, 2013	$	5,679

Other changes include adjustments for loans applicable to one reporting period that are excludable from the other reporting period, such as changes in persons classified as directors, executive officers and companies’ affiliates.

Deposits from principal officers, directors, and their affiliates at year-end 2013 and 2012 were $16,219 and $17,616.

- Definition

The entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates.

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