Consolidated Balance Sheets (Current Period Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and noninterest-bearing deposits with banks	$ 9,950	$ 10,617
Interest-bearing deposits with banks	22,947	35,034
Total cash and cash equivalents	32,897	45,651
Securities available for sale	88,850	94,965
Securities held to maturity (estimated fair value: 2013 - $23,480; 2012 - $24,624)	23,327	23,511
Federal Home Loan Bank and Federal Reserve Bank stock	7,776	6,281
Total loans	556,213	558,288
Less: Allowance for loan losses	(7,266)	(6,905)
Net loans	548,947	551,383
Premises and equipment, net	9,007	8,680
Other real estate owned	2,798	3,667
Accrued interest receivable	2,051	2,057
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	24,802	25,056
Other assets	5,784	6,705
Total assets	747,506	769,223
LIABILITIES
Noninterest-bearing deposits	133,411	139,526
Interest-bearing deposits	495,422	515,538
Total deposits	628,833	655,064
Other borrowed funds	18,986	14,285
Subordinated debentures	8,500	13,500
Accrued liabilities	12,141	10,554
Total liabilities	668,460	693,403
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 4,721,943 shares issued)	4,722	4,722
Additional paid-in capital	34,109	34,109
Retained earnings	55,208	51,094
Accumulated other comprehensive income	719	1,607
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	79,046	75,820
Total liabilities and shareholders’ equity	$ 747,506	$ 769,223