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Consolidated Statements of Income and Comprehensive Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest and dividend income:    
Loans, including fees $ 8,917 $ 9,964
Securities:    
Taxable 300 426
Tax exempt 144 145
Dividends 67 71
Other Interest 52 59
9,480 10,665
Interest expense:    
Deposits 839 1,374
Other borrowed funds 81 125
Subordinated debentures 139 254
1,059 1,753
Net interest income 8,421 8,912
Provision for loan losses 31 1,316
Net interest income after provision for loan losses 8,390 7,596
Noninterest income:    
Service charges on deposit accounts 424 450
Trust fees 51 49
Income from bank owned life insurance and annuity assets 631 194
Mortgage banking income 137 97
Electronic refund check / deposit fees 2,105 2,038
Debit / credit card interchange income 452 395
Gain (loss) on other real estate owned (65) 8
Other 205 248
3,940 3,479
Noninterest expense:    
Salaries and employee benefits 4,439 4,268
Occupancy 394 402
Furniture and equipment 226 237
FDIC insurance 144 291
Data processing 281 279
Foreclosed assets 295 110
Other 2,169 1,745
7,948 7,332
Income before income taxes 4,382 3,743
Provision for income taxes 1,159 1,121
NET INCOME $ 3,223 $ 2,622
Earnings per share (in Dollars per share) $ 0.79 $ 0.65