Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and noninterest-bearing deposits with banks	$ 9,842	$ 10,617
Interest-bearing deposits with banks	105,530	35,034
Total cash and cash equivalents	115,372	45,651
Securities available for sale	99,515	94,965
Securities held to maturity (estimated fair value: 2013 - $24,520; 2012 - $24,624)	23,496	23,511
Federal Home Loan Bank stock	6,281	6,281
Total loans	551,274	558,288
Less: Allowance for loan losses	(6,672)	(6,905)
Net loans	544,602	551,383
Premises and equipment, net	8,567	8,680
Other real estate owned	3,371	3,667
Accrued interest receivable	2,033	2,057
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	24,587	25,056
Other assets	5,817	6,705
Total assets	834,908	769,223
LIABILITIES
Noninterest-bearing deposits	212,707	139,526
Interest-bearing deposits	509,665	515,538
Total deposits	722,372	655,064
Other borrowed funds	14,452	14,285
Subordinated debentures	8,500	13,500
Accrued liabilities	11,030	10,554
Total liabilities	756,354	693,403
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 4,721,943 shares issued)	4,722	4,722
Additional paid-in capital	34,109	34,109
Retained earnings	53,911	51,094
Accumulated other comprehensive income	1,524	1,607
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	78,554	75,820
Total liabilities and shareholders’ equity	$ 834,908	$ 769,223