Note 9 - Income Taxes (Tables)

12 Months Ended

Dec. 31, 2012

Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]

	2012			2011		2010
Current tax expense	$	2,968		$	1,723	$	1,973
Deferred tax (benefit) expense		(206	)		340		(462	)
Total income taxes	$	2,762		$	2,063	$	1,511

Schedule of Deferred Tax Assets and Liabilities [Table Text Block]

	2012			2011
Items giving rise to deferred tax assets:
Allowance for loan losses	$	2,394		$	2,551
Deferred compensation		1,709			1,558
Deferred loan fees/costs		322			376
Other real estate owned		554			440
Other		199			179
Items giving rise to deferred tax liabilities:
Mortgage servicing rights		(156	)		(149	)
FHLB stock dividends		(1,081	)		(1,081	)
Unrealized gain on securities available for sale		(828	)		(495	)
Depreciation		(146	)		(250	)
Prepaid expenses		(73	)		(140	)
Intangibles		(363	)		(330	)
Other		-			(1	)
Net deferred tax asset	$	2,531		$	2,658

Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]

	2012			2011			2010
Statutory tax	$	3,337		$	2,685		$	2,246
Effect of nontaxable interest		(314	)		(299	)		(279	)
Nondeductible interest expense		12			16			20
Income from bank owned insurance, net		(100	)		(169	)		(236	)
Effect of state income tax		53			56			46
Tax credits		(250	)		(245	)		(224	)
Other items		24			19			(62	)
Total income taxes	$	2,762		$	2,063		$	1,511