Consolidated Statements of Income and Comprehensive Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest and dividend income:
Loans, including fees	$ 8,781	$ 10,011	$ 27,678	$ 31,400
Securities
Taxable	369	455	1,241	1,373
Tax exempt	152	144	445	424
Dividends	66	63	204	204
Other Interest	37	20	159	134
	9,405	10,693	29,727	33,535
Interest expense:
Deposits	1,235	2,079	3,911	6,662
Other borrowed funds	124	158	372	516
Subordinated debentures	179	272	612	816
	1,538	2,509	4,895	7,994
Net interest income	7,867	8,184	24,832	25,541
Provision for loan losses	1,183	1,152	3,023	4,855
Net interest income after provision for loan losses	6,684	7,032	21,809	20,686
Noninterest income:
Service charges on deposit accounts	471	578	1,381	1,671
Trust fees	51	52	151	167
Income from bank owned life insurance and annuity assets	198	184	592	545
Mortgage banking income	166	97	398	234
Electronic refund check / deposit fees	15		2,279	2,533
Debit / credit card interchange income	422	367	1,238	1,011
Gain (loss) of other real estate owned	30	(474)	181	(464)
Other	321	254	907	707
	1,674	1,058	7,127	6,404
Noninterest expense:
Salaries and employee benefits	4,118	4,165	12,571	12,272
Occupancy	397	394	1,182	1,198
Furniture and equipment	238	282	710	844
FDIC insurance	63	181	629	793
Data processing	278	278	786	729
Foreclosed assets, net	69	29	244	86
Other	1,794	1,672	5,329	5,158
	6,957	7,001	21,451	21,080
Income before income taxes	1,401	1,089	7,485	6,010
Provision for income taxes	294	203	2,037	1,536
NET INCOME	1,107	886	5,448	4,474
Other comprehensive income:
Change in unrealized gain/losses on securities, net of taxes	566	235	991	1,004
Comprehensive income	$ 1,673	$ 1,121	$ 6,439	$ 5,478
Earnings per share (in Dollars per share)	$ 0.27	$ 0.22	$ 1.35	$ 1.12