Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
ASSETS
Cash and noninterest-bearing deposits with banks	$ 9,807	$ 8,914
Interest-bearing deposits with banks	63,916	42,716
Total cash and cash equivalents	73,723	51,630
Securities available for sale	93,758	85,670
Securities held to maturity (estimated fair value: 2012 - $24,815; 2011 - $22,847)	24,269	22,848
Federal Home Loan Bank stock	6,281	6,281
Total loans	564,074	598,308
Less: Allowance for loan losses	(7,527)	(7,344)
Net loans	556,547	590,964
Premises and equipment, net	8,919	9,216
Other real estate owned	3,292	4,256
Accrued income receivable	2,371	2,872
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	24,762	23,097
Prepaid FDIC insurance	1,079	1,609
Other assets	5,104	4,467
Total assets	801,372	804,177
LIABILITIES
Noninterest-bearing deposits	141,620	138,143
Interest-bearing deposits	541,559	549,743
Total deposits	683,179	687,886
Other borrowed funds	20,089	20,296
Subordinated debentures	13,500	13,500
Accrued liabilities	9,793	10,652
Total liabilities	726,561	732,334
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2012 – 4,689,178 shares issued; 2011 - 4,686,295 shares issued)	4,689	4,686
Additional paid-in capital	33,525	33,473
Retained earnings	50,923	48,435
Accumulated other comprehensive income	1,386	961
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	74,811	71,843
Total liabilities and shareholders’ equity	$ 801,372	$ 804,177