CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
ASSETS
Cash and noninterest-bearing deposits with banks	$ 11,122	$ 8,914
Interest Bearing Deposits With Banks	108,982	42,716
Total cash and cash equivalents	120,104	51,630
Securities available for sale	91,130	85,670
Securities held to maturity (estimated fair value: 2012 - $23,240; 2011 - $22,847)	22,785	22,848
Federal Home Loan Bank stock	6,281	6,281
Total loans	572,360	598,308
Less: Allowance for loan losses	(6,847)	(7,344)
Net loans	565,513	590,964
Premises and equipment, net	9,040	9,216
Other real estate owned	4,430	4,256
Accrued income receivable	2,417	2,872
Goodwill	1,267	1,267
Bank owned life insurance and annuity assets	24,565	23,097
Prepaid FDIC insurance	1,336	1,609
Other assets	5,006	4,467
Total assets	853,874	804,177
LIABILITIES
Noninterest-bearing deposits	186,393	138,143
Interest-bearing deposits	549,720	549,743
Total deposits	736,113	687,886
Other borrowed funds	20,093	20,296
Subordinated debentures	13,500	13,500
Accrued liabilities	10,389	10,652
Total liabilities	780,095	732,334
SHAREHOLDERS' EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2012 - 4,689,178 shares issued; 2011 - 4,686,295 shares issued)	4,689	4,686
Additional paid-in capital	33,525	33,473
Retained earnings	50,212	48,435
Accumulated other comprehensive income	1,065	961
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders' equity	73,779	71,843
Total liabilities and shareholders' equity	$ 853,874	$ 804,177