CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and noninterest-bearing deposits with banks	$ 10,631	$ 8,979
Interest-bearing deposits with banks	37,335	50,772
Total cash and cash equivalents	47,966	59,751
Securities available for sale	100,703	85,839
Securities held to maturity (estimated fair value: 2011 - $20,941; 2010 - $21,198)	21,345	22,178
Federal Home Loan Bank stock	6,281	6,281
Total loans	623,370	641,322
Less: Allowance for loan losses	(6,479)	(9,386)
Net loans	616,891	631,936
Premises and equipment, net	9,607	9,738
Other real estate owned	4,327	4,403
Accrued income receivable	2,611	2,704
Goodwill	1,267	1,267
Bank owned life insurance	20,122	19,761
Prepaid FDIC insurance	2,001	2,576
Other assets	5,169	5,080
Total assets	838,290	851,514
LIABILITIES
Noninterest-bearing deposits	108,119	91,949
Interest-bearing deposits	573,435	602,832
Total deposits	681,554	694,781
Securities sold under agreements to repurchase	36,680	38,107
Other borrowed funds	24,712	27,743
Subordinated debentures	13,500	13,500
Accrued liabilities	11,039	9,255
Total liabilities	767,485	783,386
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)	0	0
SHAREHOLDERS' EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 4,659,795 shares issued)	4,660	4,660
Additional paid-in capital	33,003	33,003
Retained earnings	47,868	45,960
Accumulated other comprehensive income	986	217
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders' equity	70,805	68,128
Total liabilities and shareholders' equity	$ 838,290	$ 851,514