EXHIBIT 10.7(a)

                          SCHEDULE A TO EXHIBIT 10.6(a)

The following individuals entered into Director Deferred Fee Agreements with The
Ohio Valley Bank Company  identified  below which are  identical to the Director
Deferred Fee Agreement, dated December 28, 2007, between Anna P. Barnitz and The
Ohio Valley Bank Company filed herewith.

                                            Date of
Name                                        Director Deferred Fee Agreements
----                                        --------------------------------
Steven B. Chapman                           December 28, 2007
Robert E. Daniel                            December 28, 2007
Robert H. Eastman                           December 28, 2007
Harold A. Howe                              December 28, 2007
Brent A. Saunders                           October 16, 2007
Roger D. Williams                           December 28, 2007
Lannes C. Williamson                        December 28, 2007
Thomas E. Wiseman                           December 28, 2007