-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 FBcocHv0LsLbSyveGYXOnl1tgqwzHl7mWmIruXX5eNyfF2y97xx61lVgvh4/ni3l
 Xxs2bhvboYpBmsGIiT4JeA==

<SEC-DOCUMENT>0000894671-03-000064.txt : 20030519
<SEC-HEADER>0000894671-03-000064.hdr.sgml : 20030519
<ACCEPTANCE-DATETIME>20030519092757
ACCESSION NUMBER:		0000894671-03-000064
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030515
FILED AS OF DATE:		20030519

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OHIO VALLEY BANC CORP
		CENTRAL INDEX KEY:			0000894671
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				311359191
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		420 THIRD AVE
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631
		BUSINESS PHONE:		6144462631

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			CALL WILLARD L
		CENTRAL INDEX KEY:			0001167836
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-20914
		FILM NUMBER:		03709705

	BUSINESS ADDRESS:	
		STREET 1:		P.O. BOX 240
		STREET 2:		420 3RD AVE.
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631-0240
		BUSINESS PHONE:		(740)446-2631

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 240
		STREET 2:		420 3RD AVE.
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631-0240
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>c0001167836d20030518f4f.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<ownershipDocument><schemaVersion>X0101</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-05-15</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000894671</issuerCik><issuerName>OHIO VALLEY BANC CORP</issuerName>        <issuerTradingSymbol>OVBC</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001167836</rptOwnerCik><rptOwnerName>CALL WILLARD L</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>  </rptOwnerStreet1><rptOwnerStreet2>  </rptOwnerStreet2><rptOwnerCity>  </rptOwnerCity><rptOwnerState>  </rptOwnerState><rptOwnerZipCode>  </rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle></officerTitle><otherText></otherText></reportingOwnerRelationship></reportingOwner><nonDerivativeSecurity><securityTitle><value>Common Stock</value></securityTitle><transactionDate><va
lue>2003-05-15</value></transactionDate><transactionCoding><transactionFormType>5</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F1"/></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>123.1302</value></transactionShares><transactionValue><value>22.7806</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>15706.3373</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>By LvTrust</value></natureOfOwnership></ownershipNature></nonDerivativeSecurity><footnotes><footnote id="F1">Shares acquired through OVBC's Dividend Reinvestment Plan.</footnote></footnotes><ownerSignature><signatureName>Melissa P. Mason</
signatureName><signatureDate>2003-05-18</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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