The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 21 150 SH   OTR   150 0 0
ABBVIE INC COMMON STOCK 00287Y109 2,007 14,821 SH   DFND   14,821 0 0
ABBVIE INC COMMON STOCK 00287Y109 47 345 SH   OTR   345 0 0
AFLAC INC COMMON STOCK 001055102 2,368 40,550 SH   DFND   40,550 0 0
AFLAC INC COMMON STOCK 001055102 23 390 SH   OTR   390 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 3,456 1,193 SH   DFND   1,193 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 116 40 SH   OTR   40 0 0
APPLE INC COMMON STOCK 037833100 6,046 34,051 SH   DFND   34,051 0 0
APPLE INC COMMON STOCK 037833100 217 1,220 SH   OTR   1,220 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2,739 11,109 SH   DFND   11,109 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 27 110 SH   OTR   110 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 3,155 7 SH   DFND   7 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 901 2 SH   OTR   2 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 5,577 18,651 SH   DFND   18,261 0 390
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 51 170 SH   OTR   170 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 1,768 20,857 SH   DFND   20,857 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 11 125 SH   OTR   125 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 394 6,320 SH   DFND   6,320 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 8 128 SH   OTR   128 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 617 11,380 SH   DFND   11,380 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 2 40 SH   OTR   40 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 248 2,115 SH   DFND   2,115 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 30 256 SH   OTR   256 0 0
COCA-COLA CO COMMON STOCK 191216100 1,083 18,295 SH   DFND   16,695 0 1,600
COCA-COLA CO COMMON STOCK 191216100 31 527 SH   OTR   527 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 2,399 27,037 SH   DFND   27,037 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 16 175 SH   OTR   175 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,546 18,111 SH   DFND   18,111 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 19 220 SH   OTR   220 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 2,039 40,506 SH   DFND   40,506 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 21 420 SH   OTR   420 0 0
CUMMINS INC COMMON STOCK 231021106 1,647 7,551 SH   DFND   7,551 0 0
CUMMINS INC COMMON STOCK 231021106 31 141 SH   OTR   141 0 0
DANAHER CORP COMMON STOCK 235851102 3,512 10,673 SH   DFND   10,673 0 0
DANAHER CORP COMMON STOCK 235851102 44 135 SH   OTR   135 0 0
DEERE & CO COMMON STOCK 244199105 388 1,133 SH   DFND   1,133 0 0
DEERE & CO COMMON STOCK 244199105 28 82 SH   OTR   82 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 2,775 15,687 SH   DFND   15,687 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 33 185 SH   OTR   185 0 0
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 671 2,960 SH   DFND   2,960 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,577 42,110 SH   DFND   42,110 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 79 1,293 SH   OTR   1,293 0 0
FISERV INC COMMON STOCK 337738108 193 1,860 SH   DFND   1,860 0 0
FISERV INC COMMON STOCK 337738108 20 192 SH   OTR   192 0 0
FORTIVE CORP COMMON STOCK 34959J108 970 12,712 SH   DFND   12,712 0 0
FORTIVE CORP COMMON STOCK 34959J108 11 150 SH   OTR   150 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,976 29,325 SH   DFND   29,325 0 0
GENERAL MLS INC COMMON STOCK 370334104 20 290 SH   OTR   290 0 0
HOME DEPOT INC COMMON STOCK 437076102 2,944 7,095 SH   DFND   7,095 0 0
HOME DEPOT INC COMMON STOCK 437076102 27 65 SH   OTR   65 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,501 6,082 SH   DFND   6,082 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 16 65 SH   OTR   65 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 2,002 14,975 SH   DFND   14,975 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 25 186 SH   OTR   186 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 817 17,400 SH   DFND   17,400 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 12 254 SH   OTR   254 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 2,585 18,565 SH   DFND   18,565 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 31 220 SH   OTR   220 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,794 16,330 SH   DFND   16,330 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 49 288 SH   OTR   288 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 559 3,532 SH   DFND   2,032 0 1,500
JPMORGAN CHASE & CO COMMON STOCK 46625H100 16 100 SH   OTR   100 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,017 7,114 SH   DFND   7,114 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 13 90 SH   OTR   90 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 1,637 18,411 SH   DFND   18,411 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 9 100 SH   OTR   100 0 0
LINDE PLC COMMON STOCK G5494J103 1,948 5,624 SH   DFND   5,624 0 0
LINDE PLC COMMON STOCK G5494J103 35 100 SH   OTR   100 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 711 2,000 SH   DFND   2,000 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 1,379 14,275 SH   DFND   14,275 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 15 160 SH   OTR   160 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 233 3,038 SH   DFND   3,038 0 0
MICROSOFT CORP COMMON STOCK 594918104 6,221 18,496 SH   DFND   18,496 0 0
MICROSOFT CORP COMMON STOCK 594918104 106 314 SH   OTR   314 0 0
NELNET INC CL A COMMON STOCK 64031N108 205 2,100 SH   DFND   2,100 0 0
NIKE INC CL B COMMON STOCK 654106103 4,429 26,574 SH   DFND   26,574 0 0
NIKE INC CL B COMMON STOCK 654106103 72 430 SH   OTR   430 0 0
NUCOR CORP COMMON STOCK 670346105 2,056 18,013 SH   DFND   18,013 0 0
NUCOR CORP COMMON STOCK 670346105 27 235 SH   OTR   235 0 0
NVIDIA CORP COMMON STOCK 67066G104 300 1,020 SH   DFND   1,020 0 0
NVIDIA CORP COMMON STOCK 67066G104 235 800 SH   OTR   800 0 0
ORACLE CORP COMMON STOCK 68389X105 2,520 28,896 SH   DFND   28,896 0 0
ORACLE CORP COMMON STOCK 68389X105 32 370 SH   OTR   370 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 552 6,337 SH   DFND   6,337 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 3 35 SH   OTR   35 0 0
PEPSICO INC COMMON STOCK 713448108 1,986 11,430 SH   DFND   11,430 0 0
PEPSICO INC COMMON STOCK 713448108 38 219 SH   OTR   219 0 0
PFIZER INC COMMON STOCK 717081103 425 7,200 SH   DFND   7,200 0 0
POLARIS INC COMMON STOCK 731068102 871 7,922 SH   DFND   7,922 0 0
POLARIS INC COMMON STOCK 731068102 4 40 SH   OTR   40 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 323 1,975 SH   DFND   1,975 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 1,466 13,541 SH   DFND   13,541 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 22 205 SH   OTR   205 0 0
QUALCOMM INC COMMON STOCK 747525103 3,970 21,708 SH   DFND   21,708 0 0
QUALCOMM INC COMMON STOCK 747525103 74 403 SH   OTR   403 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,187 13,794 SH   DFND   13,794 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 25 285 SH   OTR   285 0 0
REALTY INCOME CORP COMMON STOCK 756109104 2,255 31,500 SH   DFND   31,500 0 0
REALTY INCOME CORP COMMON STOCK 756109104 15 210 SH   OTR   210 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 1,193 39,844 SH   DFND   39,844 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 9 285 SH   OTR   285 0 0
SNAP-ON INC COMMON STOCK 833034101 972 4,511 SH   DFND   4,511 0 0
SNAP-ON INC COMMON STOCK 833034101 28 130 SH   OTR   130 0 0
STATE STR CORP COMMON STOCK 857477103 1,926 20,714 SH   DFND   20,714 0 0
STATE STR CORP COMMON STOCK 857477103 33 350 SH   OTR   350 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 2,060 10,474 SH   DFND   10,474 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 29 150 SH   OTR   150 0 0
TARGET CORP COMMON STOCK 87612E106 2,167 9,361 SH   DFND   9,361 0 0
TARGET CORP COMMON STOCK 87612E106 23 100 SH   OTR   100 0 0
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 6,261 9,383 SH   DFND   9,383 0 0
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 145 218 SH   OTR   218 0 0
TIMKEN CO COMMON STOCK 887389104 1,425 20,565 SH   DFND   20,565 0 0
TIMKEN CO COMMON STOCK 887389104 33 480 SH   OTR   480 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 2,040 26,610 SH   DFND   26,610 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 91 1,185 SH   OTR   1,185 0 0
TYSON FOODS INC COMMON STOCK 902494103 487 5,590 SH   DFND   5,590 0 0
UNION PAC CORP COMMON STOCK 907818108 2,450 9,726 SH   DFND   9,726 0 0
UNION PAC CORP COMMON STOCK 907818108 241 955 SH   OTR   955 0 0
US BANCORP DEL COMMON STOCK 902973304 626 11,149 SH   DFND   11,149 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 2,196 42,263 SH   DFND   40,863 0 1,400
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 26 492 SH   OTR   492 0 0
WABTEC CORP COMMON STOCK 929740108 1,072 11,634 SH   DFND   11,634 0 0
WABTEC CORP COMMON STOCK 929740108 6 70 SH   OTR   70 0 0
WALMART INC COMMON STOCK 931142103 2,043 14,117 SH   DFND   14,117 0 0
WALMART INC COMMON STOCK 931142103 19 130 SH   OTR   130 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 355 7,392 SH   DFND   7,392 0 0
CRESTWOOD EQUITY PARTNERS LP OTHER 226344208 207 7,500 SH   DFND   7,500 0 0
DCP MIDSTREAM LP OTHER 23311P100 280 10,200 SH   DFND   10,200 0 0
ENERGY TRANSFER LP OTHER 29273V100 142 17,300 SH   DFND   17,300 0 0
ENTERPRISE PRODS PARTNERS L P OTHER 293792107 237 10,814 SH   DFND   10,814 0 0
ENTERPRISE PRODS PARTNERS L P OTHER 293792107 22 1,000 SH   OTR   0 1,000 0
NGL ENERGY PARTNERS LP OTHER 62913M107 38 21,100 SH   DFND   21,100 0 0
PLAINS ALL AMERN PIPELINE L P OTHER 726503105 116 12,400 SH   DFND   12,400 0 0
SUNOCO LP OTHER 86765K109 286 7,000 SH   DFND   7,000 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 421 10,680 SH   DFND   9,230 0 1,450
ISHARES PREFERRED & INCOME SEC OTHER 464288687 116 2,950 SH   OTR   0 2,950 0
ISHARES 1-5Y INV GRADE CORP ET OTHER 464288646 954 17,710 SH   DFND   0 0 17,710
PIMCO ENHANCED SHORT MATURITY OTHER 72201R833 1,365 13,445 SH   DFND   13,445 0 0
SPDR BLOOMBERG HIGH YIELD BOND OTHER 78468R622 426 3,920 SH   DFND   3,920 0 0
SPDR NUVEEN BLOOMBERG H/Y MUNI OTHER 78464A284 482 8,015 SH   DFND   8,015 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 323 3,806 SH   DFND   0 0 3,806
ISHARES MSCI EMERGING MKTS IND OTHER 464287234 216 4,431 SH   DFND   4,431 0 0
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 3,237 63,400 SH   DFND   62,231 0 1,169
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 865 17,495 SH   DFND   17,025 0 470
VANGUARD TOT WORLD STK ETF OTHER 922042742 407 3,789 SH   DFND   3,789 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 1,340 8,783 SH   DFND   8,783 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 18 120 SH   OTR   120 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 277 2,260 SH   DFND   2,260 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 31 250 SH   OTR   250 0 0
SCHWAB US DVD EQUITY ETF OTHER 808524797 278 3,445 SH   DFND   3,445 0 0
SPDR MSCI ACWI EX-US ETF OTHER 78463X848 380 12,977 SH   DFND   12,977 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 252 530 SH   DFND   530 0 0
VANGUARD MID CAP ETF OTHER 922908629 1,453 5,704 SH   DFND   5,704 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 1,475 6,528 SH   DFND   6,528 0 0
REAVES UTILITY INCOME FUND OTHER 756158101 227 6,464 SH   DFND   6,464 0 0