The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 266 2,298 SH   OTR   2,298 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,350 11,986 SH   DFND   11,256 0 730
ABBVIE INC COMMON STOCK 00287Y109 228 2,023 SH   OTR   2,023 0 0
AFLAC INC COMMON STOCK 001055102 1,639 30,538 SH   DFND   28,248 0 2,290
AFLAC INC COMMON STOCK 001055102 240 4,470 SH   OTR   4,470 0 0
ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107 254 1,500 SH   DFND   1,500 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 2,662 1,090 SH   DFND   1,056 0 34
ALPHABET INC CL A COMMON STOCK 02079K305 513 210 SH   OTR   210 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 446 178 SH   DFND   84 0 94
AMAZON COM INC COMMON STOCK 023135106 695 202 SH   DFND   12 0 190
APPLE INC COMMON STOCK 037833100 5,590 40,812 SH   DFND   34,790 0 6,022
APPLE INC COMMON STOCK 037833100 523 3,820 SH   OTR   3,820 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,603 8,073 SH   DFND   8,073 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 268 1,350 SH   OTR   1,350 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 419 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 4,260 15,328 SH   DFND   13,155 0 2,173
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 506 1,820 SH   OTR   1,820 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 1,025 12,039 SH   DFND   12,039 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 164 1,930 SH   OTR   1,930 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 546 11,236 SH   DFND   10,436 0 800
CARRIER GLOBAL CORP COMMON STOCK 14448C104 128 2,630 SH   OTR   2,630 0 0
COCA-COLA CO COMMON STOCK 191216100 1,150 21,254 SH   DFND   18,918 0 2,336
COCA-COLA CO COMMON STOCK 191216100 129 2,392 SH   OTR   2,392 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 1,304 18,832 SH   DFND   18,832 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 181 2,615 SH   OTR   2,615 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,496 18,392 SH   DFND   15,772 0 2,620
COLGATE PALMOLIVE CO COMMON STOCK 194162103 233 2,869 SH   OTR   2,869 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,689 29,613 SH   DFND   29,613 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 289 5,065 SH   OTR   5,065 0 0
COSTAR GROUP INC COMMON STOCK 22160N109 220 2,660 SH   DFND   0 0 2,660
CUMMINS INC COMMON STOCK 231021106 1,561 6,403 SH   DFND   5,958 0 445
CUMMINS INC COMMON STOCK 231021106 247 1,015 SH   OTR   1,015 0 0
DANAHER CORP COMMON STOCK 235851102 2,708 10,091 SH   DFND   9,251 0 840
DANAHER CORP COMMON STOCK 235851102 407 1,515 SH   OTR   1,515 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 1,836 12,203 SH   DFND   12,203 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 345 2,290 SH   OTR   2,290 0 0
DISNEY WALT CO COMMON STOCK 254687106 431 2,454 SH   DFND   1,155 0 1,299
ECOLAB INC COMMON STOCK 278865100 276 1,341 SH   DFND   0 0 1,341
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 1,961 11,969 SH   DFND   11,969 0 0
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 360 2,195 SH   OTR   2,195 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 946 14,994 SH   DFND   14,594 0 400
EXXON MOBIL CORP COMMON STOCK 30231G102 278 4,400 SH   OTR   4,400 0 0
FORTIVE CORP COMMON STOCK 34959J108 778 11,159 SH   DFND   10,605 0 554
FORTIVE CORP COMMON STOCK 34959J108 105 1,499 SH   OTR   1,499 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,270 20,843 SH   DFND   20,843 0 0
GENERAL MLS INC COMMON STOCK 370334104 199 3,270 SH   OTR   3,270 0 0
GLOBANT SA COMMON STOCK L44385109 207 944 SH   DFND   0 0 944
HOME DEPOT INC COMMON STOCK 437076102 1,698 5,324 SH   DFND   4,754 0 570
HOME DEPOT INC COMMON STOCK 437076102 278 873 SH   OTR   873 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,084 4,847 SH   DFND   4,847 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 369 1,650 SH   OTR   1,650 0 0
INTEL CORP COMMON STOCK 458140100 210 3,734 SH   DFND   644 0 3,090
INTEL CORP COMMON STOCK 458140100 29 525 SH   OTR   525 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 1,388 9,469 SH   DFND   9,069 0 400
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 232 1,580 SH   OTR   1,580 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 882 14,393 SH   DFND   14,393 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 161 2,630 SH   OTR   2,630 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 2,550 19,116 SH   DFND   19,116 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 433 3,245 SH   OTR   3,245 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,888 11,459 SH   DFND   11,193 0 266
JOHNSON & JOHNSON COMMON STOCK 478160104 375 2,277 SH   OTR   2,277 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 558 3,587 SH   DFND   1,495 0 2,092
KIMBERLY CLARK CORP COMMON STOCK 494368103 735 5,492 SH   DFND   5,492 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 157 1,173 SH   OTR   1,173 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 1,431 14,155 SH   DFND   14,155 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 253 2,502 SH   OTR   2,502 0 0
LINDE PLC COMMON STOCK G5494J103 1,833 6,342 SH   DFND   6,342 0 0
LINDE PLC COMMON STOCK G5494J103 420 1,453 SH   OTR   1,453 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 755 8,548 SH   DFND   8,548 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 140 1,586 SH   OTR   1,586 0 0
MICROSOFT CORP COMMON STOCK 594918104 4,494 16,590 SH   DFND   12,924 0 3,666
MICROSOFT CORP COMMON STOCK 594918104 611 2,256 SH   OTR   2,256 0 0
NIKE INC CL B COMMON STOCK 654106103 3,451 22,341 SH   DFND   22,041 0 300
NIKE INC CL B COMMON STOCK 654106103 1,027 6,648 SH   OTR   6,648 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 384 1,448 SH   DFND   1,018 0 430
NUCOR CORP COMMON STOCK 670346105 1,655 17,255 SH   DFND   17,255 0 0
NUCOR CORP COMMON STOCK 670346105 208 2,165 SH   OTR   2,165 0 0
NVIDIA CORP COMMON STOCK 67066G104 367 459 SH   DFND   34 0 425
OLD REP INTL CORP COMMON STOCK 680223104 3 133 SH   DFND   133 0 0
OLD REP INTL CORP COMMON STOCK 680223104 339 13,625 SH   OTR   13,625 0 0
ORACLE CORP COMMON STOCK 68389X105 2,216 28,463 SH   DFND   25,463 0 3,000
ORACLE CORP COMMON STOCK 68389X105 328 4,218 SH   OTR   4,218 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 501 6,127 SH   DFND   5,727 0 400
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 121 1,480 SH   OTR   1,480 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 276 900 SH   DFND   400 0 500
PEPSICO INC COMMON STOCK 713448108 1,551 10,467 SH   DFND   10,048 0 419
PEPSICO INC COMMON STOCK 713448108 417 2,815 SH   OTR   2,815 0 0
POLARIS INC COMMON STOCK 731068102 875 6,389 SH   DFND   6,389 0 0
POLARIS INC COMMON STOCK 731068102 166 1,210 SH   OTR   1,210 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 310 2,300 SH   DFND   407 0 1,893
PRUDENTIAL FINL INC COMMON STOCK 744320102 1,155 11,276 SH   DFND   11,276 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 191 1,860 SH   OTR   1,860 0 0
QUALCOMM INC COMMON STOCK 747525103 2,480 17,351 SH   DFND   16,951 0 400
QUALCOMM INC COMMON STOCK 747525103 392 2,743 SH   OTR   2,743 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 990 11,607 SH   DFND   10,807 0 800
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 526 6,160 SH   OTR   6,160 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 298 1,221 SH   DFND   178 0 1,043
SCHLUMBERGER LTD COMMON STOCK 806857108 804 25,124 SH   DFND   25,124 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 125 3,900 SH   OTR   3,900 0 0
SNAP-ON INC COMMON STOCK 833034101 836 3,740 SH   DFND   3,740 0 0
SNAP-ON INC COMMON STOCK 833034101 131 585 SH   OTR   585 0 0
STATE STR CORP COMMON STOCK 857477103 1,375 16,711 SH   DFND   16,311 0 400
STATE STR CORP COMMON STOCK 857477103 223 2,705 SH   OTR   2,705 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,928 9,738 SH   DFND   9,738 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 337 1,700 SH   OTR   1,700 0 0
TARGET CORP COMMON STOCK 87612E106 2,316 9,580 SH   DFND   8,369 0 1,211
TARGET CORP COMMON STOCK 87612E106 331 1,370 SH   OTR   1,370 0 0
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 4,008 7,945 SH   DFND   7,751 0 194
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 965 1,912 SH   OTR   1,912 0 0
TIMKEN CO COMMON STOCK 887389104 1,443 17,908 SH   DFND   17,908 0 0
TIMKEN CO COMMON STOCK 887389104 288 3,575 SH   OTR   3,575 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 1,382 19,728 SH   DFND   19,728 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 233 3,325 SH   OTR   3,325 0 0
UNION PAC CORP COMMON STOCK 907818108 1,966 8,941 SH   DFND   8,941 0 0
UNION PAC CORP COMMON STOCK 907818108 418 1,900 SH   OTR   1,900 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 384 1,848 SH   DFND   337 0 1,511
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 261 651 SH   DFND   162 0 489
VEEVA SYSTEMS INC CL A COMMON STOCK 922475108 201 645 SH   DFND   0 0 645
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,590 28,379 SH   DFND   27,403 0 976
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 227 4,045 SH   OTR   4,045 0 0
VISA INC - CLASS A COMMON STOCK 92826C839 407 1,739 SH   DFND   1,226 0 513
WABTEC CORP COMMON STOCK 929740108 671 8,155 SH   DFND   8,155 0 0
WABTEC CORP COMMON STOCK 929740108 130 1,580 SH   OTR   1,580 0 0
WALMART INC COMMON STOCK 931142103 1,692 12,000 SH   DFND   11,200 0 800
WALMART INC COMMON STOCK 931142103 370 2,623 SH   OTR   2,623 0 0
WASTE CONNECTIONS INC COMMON STOCK 94106B101 547 4,579 SH   DFND   4,579 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 267 5,891 SH   DFND   4,372 0 1,519
WEST PHARMACEUTICAL SERVICES I COMMON STOCK 955306105 201 559 SH   DFND   0 0 559
WORTHINGTON INDUSTRIES COMMON STOCK 981811102 202 3,299 SH   DFND   3,299 0 0
3M CO COMMON STOCK 88579Y101 11 54 SH   DFND   54 0 0
3M CO COMMON STOCK 88579Y101 199 1,000 SH   OTR   1,000 0 0
PIMCO ENHANCED SHORT MATURITY OTHER 72201R833 600 5,880 SH   DFND   5,880 0 0
SCHWAB US AGGREGATE BOND ETF OTHER 808524839 260 4,769 SH   DFND   4,769 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 746 8,689 SH   DFND   8,689 0 0
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 857 16,636 SH   DFND   16,636 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 237 4,362 SH   DFND   4,362 0 0
VANGUARD TOT WORLD STK ETF OTHER 922042742 1,876 18,108 SH   DFND   18,108 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 1,092 6,670 SH   DFND   6,670 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556 257 1,570 SH   OTR   1,570 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 1,551 13,301 SH   DFND   13,005 0 296
ISHARES DOW JONES SELECT DIV I OTHER 464287168 23 200 SH   OTR   200 0 0
ISHARES S&P MIDCAP 400 GROWTH OTHER 464287606 341 4,216 SH   DFND   3,416 0 800
ISHARES S&P SMALL CAP 600 GRWT OTHER 464287887 244 1,838 SH   DFND   0 0 1,838
SCHWAB U.S. LARGE-CAP GROWTH E OTHER 808524300 959 6,567 SH   DFND   309 0 6,258
SCHWAB US DVD EQUITY ETF OTHER 808524797 315 4,171 SH   DFND   0 0 4,171
SCHWAB US LARGE CAP VALUE OTHER 808524409 202 2,961 SH   DFND   0 0 2,961
SPDR S&P 500 ETF TRUST OTHER 78462F103 280 653 SH   DFND   653 0 0
VANGUARD ENERGY ETF OTHER 92204A306 471 6,200 SH   DFND   6,200 0 0
VANGUARD GROWTH ETF OTHER 922908736 1,477 5,150 SH   DFND   5,150 0 0
VANGUARD MID CAP ETF OTHER 922908629 453 1,910 SH   DFND   1,910 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 1,054 4,680 SH   DFND   4,680 0 0
VANGUARD VALUE ETF OTHER 922908744 351 2,550 SH   DFND   2,550 0 0