The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 18 150 SH   OTR   150 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,495 13,819 SH   DFND   13,819 0 0
ABBVIE INC COMMON STOCK 00287Y109 37 345 SH   OTR   345 0 0
AFLAC INC COMMON STOCK 001055102 1,979 38,665 SH   DFND   38,665 0 0
AFLAC INC COMMON STOCK 001055102 20 390 SH   OTR   390 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 2,551 1,237 SH   DFND   1,219 0 18
ALPHABET INC CL A COMMON STOCK 02079K305 85 41 SH   OTR   41 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 523 253 SH   DFND   35 0 218
AMAZON COM INC COMMON STOCK 023135106 248 80 SH   DFND   46 0 34
AMAZON COM INC COMMON STOCK 023135106 31 10 SH   OTR   10 0 0
APPLE INC COMMON STOCK 037833100 4,654 38,102 SH   DFND   35,102 0 3,000
APPLE INC COMMON STOCK 037833100 149 1,220 SH   OTR   1,220 0 0
ATLAS CORP COMMON STOCK Y0436Q109 164 12,000 SH   DFND   0 0 12,000
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2,029 10,764 SH   DFND   10,764 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 21 110 SH   OTR   110 0 0
BANK AMER CORP COMMON STOCK 060505104 264 6,830 SH   DFND   677 0 6,153
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 2,700 7 SH   DFND   7 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 771 2 SH   OTR   2 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 5,477 21,437 SH   DFND   18,721 0 2,716
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 43 170 SH   OTR   170 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 1,479 18,360 SH   DFND   18,360 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 10 120 SH   OTR   120 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 423 6,706 SH   DFND   6,706 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 8 128 SH   OTR   128 0 0
BUILDERS FIRSTSOURCE INC COMMON STOCK 12008R107 278 6,000 SH   DFND   0 0 6,000
CARRIER GLOBAL CORP COMMON STOCK 14448C104 510 12,069 SH   DFND   12,069 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 2 40 SH   OTR   40 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 320 3,052 SH   DFND   2,115 0 937
CHEVRON CORPORATION COMMON STOCK 166764100 27 256 SH   OTR   256 0 0
COCA-COLA CO COMMON STOCK 191216100 923 17,505 SH   DFND   17,505 0 0
COCA-COLA CO COMMON STOCK 191216100 28 527 SH   OTR   527 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 1,859 23,803 SH   DFND   23,803 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 14 175 SH   OTR   175 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,267 16,073 SH   DFND   16,073 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 17 220 SH   OTR   220 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,960 36,214 SH   DFND   36,214 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 23 420 SH   OTR   420 0 0
CUMMINS INC COMMON STOCK 231021106 1,735 6,697 SH   DFND   6,697 0 0
CUMMINS INC COMMON STOCK 231021106 37 141 SH   OTR   141 0 0
DANAHER CORP COMMON STOCK 235851102 2,613 11,607 SH   DFND   11,090 0 517
DANAHER CORP COMMON STOCK 235851102 30 135 SH   OTR   135 0 0
DEERE & CO COMMON STOCK 244199105 424 1,133 SH   DFND   1,133 0 0
DEERE & CO COMMON STOCK 244199105 31 82 SH   OTR   82 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 2,123 15,073 SH   DFND   15,073 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 26 185 SH   OTR   185 0 0
DISNEY WALT CO COMMON STOCK 254687106 542 2,935 SH   DFND   435 0 2,500
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 1,751 13,213 SH   DFND   13,213 0 0
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 12 90 SH   OTR   90 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,311 41,400 SH   DFND   41,400 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 72 1,293 SH   OTR   1,293 0 0
FISERV INC COMMON STOCK 337738108 221 1,860 SH   DFND   1,860 0 0
FISERV INC COMMON STOCK 337738108 23 192 SH   OTR   192 0 0
FORTIVE CORP COMMON STOCK 34959J108 889 12,588 SH   DFND   12,137 0 451
FORTIVE CORP COMMON STOCK 34959J108 11 150 SH   OTR   150 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,624 26,483 SH   DFND   26,483 0 0
GENERAL MLS INC COMMON STOCK 370334104 18 290 SH   OTR   290 0 0
HOME DEPOT INC COMMON STOCK 437076102 2,227 7,297 SH   DFND   7,297 0 0
HOME DEPOT INC COMMON STOCK 437076102 20 65 SH   OTR   65 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,395 6,297 SH   DFND   6,297 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 14 65 SH   OTR   65 0 0
INTERCONTINENTAL EXCHANGE IN COMMON STOCK 45866F104 335 3,000 SH   DFND   0 0 3,000
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 1,847 13,860 SH   DFND   13,860 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 25 186 SH   OTR   186 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 863 15,967 SH   DFND   15,967 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 14 254 SH   OTR   254 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 2,528 19,554 SH   DFND   19,554 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 28 220 SH   OTR   220 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,787 16,958 SH   DFND   15,223 0 1,735
JOHNSON & JOHNSON COMMON STOCK 478160104 47 288 SH   OTR   288 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 372 2,444 SH   DFND   2,032 0 412
JPMORGAN CHASE & CO COMMON STOCK 46625H100 15 100 SH   OTR   100 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 875 6,294 SH   DFND   6,294 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 13 90 SH   OTR   90 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 1,662 17,259 SH   DFND   17,259 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 22 230 SH   OTR   230 0 0
LINDE PLC COMMON STOCK G5494J103 1,588 5,669 SH   DFND   5,535 0 134
LINDE PLC COMMON STOCK G5494J103 28 100 SH   OTR   100 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 739 2,000 SH   DFND   2,000 0 0
LOWES COS INC COMMON STOCK 548661107 418 2,200 SH   DFND   200 0 2,000
MASTERCARD INC COMMON STOCK 57636Q104 455 1,277 SH   DFND   277 0 1,000
MCCORMICK & CO INC COMMON STOCK 579780206 1,305 14,632 SH   DFND   14,632 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 14 160 SH   OTR   160 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 234 3,038 SH   DFND   3,038 0 0
MICROSOFT CORP COMMON STOCK 594918104 4,957 21,025 SH   DFND   19,370 0 1,655
MICROSOFT CORP COMMON STOCK 594918104 74 314 SH   OTR   314 0 0
NIKE INC CL B COMMON STOCK 654106103 3,670 27,619 SH   DFND   27,619 0 0
NIKE INC CL B COMMON STOCK 654106103 57 430 SH   OTR   430 0 0
NUCOR CORP COMMON STOCK 670346105 1,645 20,490 SH   DFND   20,490 0 0
NUCOR CORP COMMON STOCK 670346105 20 250 SH   OTR   250 0 0
NVIDIA CORP COMMON STOCK 67066G104 194 363 SH   DFND   255 0 108
NVIDIA CORP COMMON STOCK 67066G104 107 200 SH   OTR   200 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 231 8,690 SH   DFND   3,690 0 5,000
OCCIDENTAL PETE CORP COMMON STOCK 674599105 5 200 SH   OTR   200 0 0
ORACLE CORP COMMON STOCK 68389X105 2,059 29,343 SH   DFND   29,343 0 0
ORACLE CORP COMMON STOCK 68389X105 26 370 SH   OTR   370 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 435 6,350 SH   DFND   6,350 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 2 35 SH   OTR   35 0 0
PEPSICO INC COMMON STOCK 713448108 1,659 11,726 SH   DFND   11,726 0 0
PEPSICO INC COMMON STOCK 713448108 31 219 SH   OTR   219 0 0
PFIZER INC COMMON STOCK 717081103 261 7,200 SH   DFND   7,200 0 0
POLARIS INC COMMON STOCK 731068102 1,009 7,555 SH   DFND   7,555 0 0
POLARIS INC COMMON STOCK 731068102 8 60 SH   OTR   60 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 267 1,975 SH   DFND   1,975 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 1,253 13,751 SH   DFND   13,751 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 19 205 SH   OTR   205 0 0
QUALCOMM INC COMMON STOCK 747525103 2,237 16,875 SH   DFND   16,875 0 0
QUALCOMM INC COMMON STOCK 747525103 40 303 SH   OTR   303 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,050 13,588 SH   DFND   13,588 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 22 285 SH   OTR   285 0 0
RESTAURANT BRANDS INTL INC COMMON STOCK 76131D103 325 5,000 SH   DFND   0 0 5,000
SCHLUMBERGER LTD COMMON STOCK 806857108 1,044 38,396 SH   DFND   38,396 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 8 285 SH   OTR   285 0 0
SNAP-ON INC COMMON STOCK 833034101 928 4,023 SH   DFND   4,023 0 0
SNAP-ON INC COMMON STOCK 833034101 30 130 SH   OTR   130 0 0
STATE STR CORP COMMON STOCK 857477103 1,648 19,613 SH   DFND   19,613 0 0
STATE STR CORP COMMON STOCK 857477103 29 350 SH   OTR   350 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,817 10,591 SH   DFND   10,591 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 26 150 SH   OTR   150 0 0
TARGET CORP COMMON STOCK 87612E106 1,938 9,784 SH   DFND   9,784 0 0
TARGET CORP COMMON STOCK 87612E106 20 100 SH   OTR   100 0 0
TEXAS PACIFIC LAND CORP COMMON STOCK 88262P102 636 400 SH   DFND   0 0 400
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 4,982 10,917 SH   DFND   10,833 0 84
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 113 248 SH   OTR   248 0 0
TIMKEN CO COMMON STOCK 887389104 1,511 18,621 SH   DFND   18,621 0 0
TIMKEN CO COMMON STOCK 887389104 39 480 SH   OTR   480 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 1,674 25,678 SH   DFND   25,678 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 77 1,185 SH   OTR   1,185 0 0
TYSON FOODS INC COMMON STOCK 902494103 305 4,110 SH   DFND   4,110 0 0
UNION PAC CORP COMMON STOCK 907818108 2,432 11,035 SH   DFND   10,035 0 1,000
UNION PAC CORP COMMON STOCK 907818108 233 1,055 SH   OTR   1,055 0 0
US BANCORP DEL COMMON STOCK 902973304 648 11,724 SH   DFND   11,724 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 2,009 34,555 SH   DFND   34,555 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 29 492 SH   OTR   492 0 0
WABTEC CORP COMMON STOCK 929740108 955 12,068 SH   DFND   12,068 0 0
WABTEC CORP COMMON STOCK 929740108 10 130 SH   OTR   130 0 0
WALMART INC COMMON STOCK 931142103 2,079 15,309 SH   DFND   13,309 0 2,000
WALMART INC COMMON STOCK 931142103 18 130 SH   OTR   130 0 0
WD 40 CO COMMON STOCK 929236107 245 800 SH   DFND   800 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 300 7,690 SH   DFND   6,338 0 1,352
WHITE MOUNTAINS INSURANCE GROU COMMON STOCK G9618E107 223 200 SH   DFND   0 0 200
OCCIDENTAL PETROLEUM - WTS 8 OTHER 674599162 132 11,075 SH   DFND   11,075 0 0
OCCIDENTAL PETROLEUM - WTS 8 OTHER 674599162 0 25 SH   OTR   0 0 25
CRESTWOOD EQUITY PARTNERS LP OTHER 226344208 209 7,500 SH   DFND   7,500 0 0
DCP MIDSTREAM LP OTHER 23311P100 221 10,200 SH   DFND   10,200 0 0
ENERGY TRANSFER LP OTHER 29273V100 133 17,300 SH   DFND   17,300 0 0
ENTERPRISE PRODS PARTNERS L P OTHER 293792107 238 10,814 SH   DFND   10,814 0 0
ENTERPRISE PRODS PARTNERS L P OTHER 293792107 22 1,000 SH   OTR   0 1,000 0
NGL ENERGY PARTNERS LP OTHER 62913M107 43 21,100 SH   DFND   21,100 0 0
PLAINS ALL AMERN PIPELINE L P OTHER 726503105 113 12,400 SH   DFND   12,400 0 0
SUNOCO LP OTHER 86765K109 223 7,000 SH   DFND   7,000 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 410 10,680 SH   DFND   9,880 0 800
ISHARES PREFERRED & INCOME SEC OTHER 464288687 113 2,950 SH   OTR   0 2,950 0
PIMCO ENHANCED SHORT MATURITY OTHER 72201R833 1,235 12,119 SH   DFND   12,119 0 0
SPDR BBG BARC HIGH YIELD BND OTHER 78468R622 411 3,774 SH   DFND   3,774 0 0
SPDR NUVEEN BLOOMBERG BARCLAYS OTHER 78464A284 476 8,015 SH   DFND   8,015 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 245 2,886 SH   DFND   0 0 2,886
ISHARES MSCI EMERGING MKTS IND OTHER 464287234 236 4,431 SH   DFND   4,431 0 0
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 1,302 26,510 SH   DFND   26,510 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 401 7,698 SH   DFND   7,698 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 258 2,260 SH   DFND   2,260 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 29 250 SH   OTR   250 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 1,235 8,203 SH   DFND   8,203 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 18 120 SH   OTR   120 0 0
SCHWAB US DVD EQUITY ETF OTHER 808524797 202 2,770 SH   DFND   2,770 0 0
SPDR MSCI ACWI EX-US ETF OTHER 78463X848 375 12,977 SH   DFND   12,977 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 210 530 SH   DFND   530 0 0
VANGUARD MID CAP ETF OTHER 922908629 440 1,988 SH   DFND   1,988 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 409 1,911 SH   DFND   1,911 0 0
REAVES UTILITY INCOME FUND OTHER 756158101 217 6,464 SH   DFND   6,464 0 0