The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 20 180 SH   OTR   180 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,487 13,877 SH   DFND   13,877 0 0
ABBVIE INC COMMON STOCK 00287Y109 43 405 SH   OTR   405 0 0
AFLAC INC COMMON STOCK 001055102 1,434 32,249 SH   DFND   32,249 0 0
AFLAC INC COMMON STOCK 001055102 18 410 SH   OTR   410 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 1,972 1,125 SH   DFND   1,107 0 18
ALPHABET INC CL A COMMON STOCK 02079K305 72 41 SH   OTR   41 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 531 303 SH   DFND   35 0 268
AMAZON COM INC COMMON STOCK 023135106 186 57 SH   DFND   23 0 34
AMAZON COM INC COMMON STOCK 023135106 33 10 SH   OTR   10 0 0
APPLE INC COMMON STOCK 037833100 5,294 39,900 SH   DFND   36,400 0 3,500
APPLE INC COMMON STOCK 037833100 167 1,260 SH   OTR   1,260 0 0
ATLAS CORP COMMON STOCK Y0436Q109 130 12,000 SH   DFND   0 0 12,000
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,572 8,919 SH   DFND   8,919 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 18 100 SH   OTR   100 0 0
BANK AMER CORP COMMON STOCK 060505104 207 6,830 SH   DFND   677 0 6,153
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 2,435 7 SH   DFND   7 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 696 2 SH   OTR   2 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 5,067 21,852 SH   DFND   19,136 0 2,716
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 39 170 SH   OTR   170 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 1,357 15,565 SH   DFND   15,565 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 10 120 SH   OTR   120 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 385 6,200 SH   DFND   6,200 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 8 128 SH   OTR   128 0 0
BUILDERS FIRSTSOURCE INC COMMON STOCK 12008R107 408 10,000 SH   DFND   0 0 10,000
CARRIER GLOBAL CORP COMMON STOCK 14448C104 527 13,968 SH   DFND   13,968 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 3 70 SH   OTR   70 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 252 2,987 SH   DFND   2,050 0 937
CHEVRON CORPORATION COMMON STOCK 166764100 22 256 SH   OTR   256 0 0
COCA-COLA CO COMMON STOCK 191216100 973 17,735 SH   DFND   17,735 0 0
COCA-COLA CO COMMON STOCK 191216100 32 587 SH   OTR   587 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 1,766 21,549 SH   DFND   21,549 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 15 185 SH   OTR   185 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,165 13,622 SH   DFND   13,622 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 21 250 SH   OTR   250 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,847 35,246 SH   DFND   35,246 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 22 420 SH   OTR   420 0 0
CUMMINS INC COMMON STOCK 231021106 1,564 6,889 SH   DFND   6,889 0 0
CUMMINS INC COMMON STOCK 231021106 39 171 SH   OTR   171 0 0
DANAHER CORP COMMON STOCK 235851102 2,334 10,506 SH   DFND   9,979 0 527
DANAHER CORP COMMON STOCK 235851102 32 145 SH   OTR   145 0 0
DEERE & CO COMMON STOCK 244199105 317 1,178 SH   DFND   1,178 0 0
DEERE & CO COMMON STOCK 244199105 22 82 SH   OTR   82 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 1,862 13,348 SH   DFND   13,348 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 30 215 SH   OTR   215 0 0
DISNEY WALT CO COMMON STOCK 254687106 506 2,795 SH   DFND   295 0 2,500
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 1,372 11,839 SH   DFND   11,839 0 0
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 12 100 SH   OTR   100 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,454 35,278 SH   DFND   35,278 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 56 1,363 SH   OTR   1,363 0 0
FISERV INC COMMON STOCK 337738108 212 1,860 SH   DFND   1,860 0 0
FISERV INC COMMON STOCK 337738108 22 192 SH   OTR   192 0 0
FORTIVE CORP COMMON STOCK 34959J108 910 12,844 SH   DFND   12,336 0 508
FORTIVE CORP COMMON STOCK 34959J108 10 140 SH   OTR   140 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,332 22,649 SH   DFND   22,649 0 0
GENERAL MLS INC COMMON STOCK 370334104 17 290 SH   OTR   290 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,844 6,942 SH   DFND   6,942 0 0
HOME DEPOT INC COMMON STOCK 437076102 15 55 SH   OTR   55 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,260 6,179 SH   DFND   6,179 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 13 65 SH   OTR   65 0 0
INTERCONTINENTAL EXCHANGE IN COMMON STOCK 45866F104 346 3,000 SH   DFND   0 0 3,000
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 1,427 11,339 SH   DFND   11,339 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 21 166 SH   OTR   166 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 759 15,269 SH   DFND   15,269 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 15 294 SH   OTR   294 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 2,220 20,377 SH   DFND   20,377 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 28 260 SH   OTR   260 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,692 17,107 SH   DFND   15,349 0 1,758
JOHNSON & JOHNSON COMMON STOCK 478160104 45 288 SH   OTR   288 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 261 2,053 SH   DFND   1,610 0 443
JPMORGAN CHASE & CO COMMON STOCK 46625H100 13 100 SH   OTR   100 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 754 5,590 SH   DFND   5,590 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 12 90 SH   OTR   90 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 1,666 15,853 SH   DFND   15,853 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 26 250 SH   OTR   250 0 0
LINDE PLC COMMON STOCK G5494J103 1,536 5,828 SH   DFND   5,694 0 134
LINDE PLC COMMON STOCK G5494J103 32 120 SH   OTR   120 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 710 2,000 SH   DFND   2,000 0 0
LOWES COS INC COMMON STOCK 548661107 321 2,000 SH   DFND   0 0 2,000
MASTERCARD INC COMMON STOCK 57636Q104 511 1,433 SH   DFND   233 0 1,200
MCCORMICK & CO INC COMMON STOCK 579780206 1,421 14,862 SH   DFND   14,862 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 21 220 SH   OTR   220 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 258 3,158 SH   DFND   3,158 0 0
MICROSOFT CORP COMMON STOCK 594918104 4,790 21,536 SH   DFND   19,871 0 1,665
MICROSOFT CORP COMMON STOCK 594918104 79 354 SH   OTR   354 0 0
NIKE INC CL B COMMON STOCK 654106103 4,167 29,458 SH   DFND   29,458 0 0
NIKE INC CL B COMMON STOCK 654106103 68 480 SH   OTR   480 0 0
NUCOR CORP COMMON STOCK 670346105 1,009 18,965 SH   DFND   18,965 0 0
NUCOR CORP COMMON STOCK 670346105 14 260 SH   OTR   260 0 0
NVIDIA CORP COMMON STOCK 67066G104 110 210 SH   DFND   100 0 110
NVIDIA CORP COMMON STOCK 67066G104 104 200 SH   OTR   200 0 0
ORACLE CORP COMMON STOCK 68389X105 1,811 28,002 SH   DFND   28,002 0 0
ORACLE CORP COMMON STOCK 68389X105 25 380 SH   OTR   380 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 441 6,530 SH   DFND   6,530 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 2 35 SH   OTR   35 0 0
PEPSICO INC COMMON STOCK 713448108 1,701 11,467 SH   DFND   11,467 0 0
PEPSICO INC COMMON STOCK 713448108 35 239 SH   OTR   239 0 0
POLARIS INC COMMON STOCK 731068102 789 8,284 SH   DFND   8,284 0 0
POLARIS INC COMMON STOCK 731068102 7 70 SH   OTR   70 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 283 2,033 SH   DFND   2,033 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 1,143 14,640 SH   DFND   14,640 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 19 245 SH   OTR   245 0 0
QUALCOMM INC COMMON STOCK 747525103 2,786 18,285 SH   DFND   18,285 0 0
QUALCOMM INC COMMON STOCK 747525103 57 373 SH   OTR   373 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 878 12,283 SH   DFND   12,283 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 19 265 SH   OTR   265 0 0
RESTAURANT BRANDS INTL INC COMMON STOCK 76131D103 306 5,000 SH   DFND   0 0 5,000
SCHLUMBERGER LTD COMMON STOCK 806857108 943 43,217 SH   DFND   43,217 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 11 485 SH   OTR   485 0 0
SNAP-ON INC COMMON STOCK 833034101 686 4,008 SH   DFND   4,008 0 0
SNAP-ON INC COMMON STOCK 833034101 22 130 SH   OTR   130 0 0
STATE STR CORP COMMON STOCK 857477103 1,296 17,813 SH   DFND   17,813 0 0
STATE STR CORP COMMON STOCK 857477103 25 340 SH   OTR   340 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,595 10,537 SH   DFND   10,537 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 24 160 SH   OTR   160 0 0
TARGET CORP COMMON STOCK 87612E106 1,860 10,536 SH   DFND   10,536 0 0
TARGET CORP COMMON STOCK 87612E106 23 130 SH   OTR   130 0 0
TEXAS PACIFIC LAND TRUST COMMON STOCK 882610108 291 400 SH   DFND   0 0 400
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 5,447 11,694 SH   DFND   11,526 0 168
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 120 258 SH   OTR   258 0 0
TIMKEN CO COMMON STOCK 887389104 1,626 21,023 SH   DFND   21,023 0 0
TIMKEN CO COMMON STOCK 887389104 43 550 SH   OTR   550 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 1,457 25,819 SH   DFND   25,819 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 72 1,270 SH   OTR   1,270 0 0
TYSON FOODS INC COMMON STOCK 902494103 553 8,580 SH   DFND   8,580 0 0
UNION PAC CORP COMMON STOCK 907818108 2,340 11,237 SH   DFND   10,237 0 1,000
UNION PAC CORP COMMON STOCK 907818108 240 1,155 SH   OTR   1,155 0 0
US BANCORP DEL COMMON STOCK 902973304 546 11,724 SH   DFND   11,724 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,729 29,429 SH   DFND   29,429 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 27 462 SH   OTR   462 0 0
WABTEC CORP COMMON STOCK 929740108 910 12,434 SH   DFND   12,434 0 0
WABTEC CORP COMMON STOCK 929740108 10 130 SH   OTR   130 0 0
WALMART INC COMMON STOCK 931142103 1,905 13,216 SH   DFND   11,216 0 2,000
WALMART INC COMMON STOCK 931142103 22 150 SH   OTR   150 0 0
WD 40 CO COMMON STOCK 929236107 213 800 SH   DFND   800 0 0
WHITE MOUNTAINS INSURANCE GROU COMMON STOCK G9618E107 200 200 SH   DFND   0 0 200
OCCIDENTAL PETROLEUM - WTS 8 OTHER 674599162 75 11,075 SH   DFND   11,075 0 0
OCCIDENTAL PETROLEUM - WTS 8 OTHER 674599162 0 25 SH   OTR   0 0 25
DCP MIDSTREAM LP OTHER 23311P100 189 10,200 SH   DFND   10,200 0 0
ENERGY TRANSFER LP OTHER 29273V100 107 17,300 SH   DFND   17,300 0 0
ENTERPRISE PRODS PARTNERS L P OTHER 293792107 212 10,814 SH   DFND   10,814 0 0
ENTERPRISE PRODS PARTNERS L P OTHER 293792107 20 1,000 SH   OTR   0 1,000 0
NGL ENERGY PARTNERS LP OTHER 62913M107 51 21,100 SH   DFND   21,100 0 0
PLAINS ALL AMERN PIPELINE L P OTHER 726503105 102 12,400 SH   DFND   12,400 0 0
SUNOCO LP OTHER 86765K109 201 7,000 SH   DFND   7,000 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 411 10,680 SH   DFND   9,880 0 800
ISHARES PREFERRED & INCOME SEC OTHER 464288687 114 2,950 SH   OTR   0 2,950 0
PIMCO ENHANCED SHORT MATURITY OTHER 72201R833 3,277 32,119 SH   DFND   32,119 0 0
SPDR BBG BARC HIGH YIELD BND OTHER 78468R622 309 2,837 SH   DFND   2,837 0 0
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 1,679 35,564 SH   DFND   35,564 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 351 7,009 SH   DFND   7,009 0 0
VANGUARD TOT WORLD STK ETF OTHER 922042742 1,145 12,365 SH   DFND   12,365 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 217 2,260 SH   DFND   2,260 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 24 250 SH   OTR   250 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 1,187 7,836 SH   DFND   7,836 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 20 135 SH   OTR   135 0 0
VANGUARD ENERGY ETF OTHER 92204A306 555 10,695 SH   DFND   10,695 0 0
VANGUARD MID CAP ETF OTHER 922908629 401 1,939 SH   DFND   1,939 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 405 2,081 SH   DFND   2,081 0 0
REAVES UTILITY INCOME FUND OTHER 756158101 237 7,214 SH   DFND   7,214 0 0