The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 20 180 SH   OTR   180 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,230 14,037 SH   DFND   14,037 0 0
ABBVIE INC COMMON STOCK 00287Y109 35 405 SH   OTR   405 0 0
AFLAC INC COMMON STOCK 001055102 1,182 32,524 SH   DFND   32,524 0 0
AFLAC INC COMMON STOCK 001055102 15 410 SH   OTR   410 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 1,675 1,143 SH   DFND   1,123 0 20
ALPHABET INC CL A COMMON STOCK 02079K305 60 41 SH   OTR   41 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 450 306 SH   DFND   35 0 271
AMAZON COM INC COMMON STOCK 023135106 192 61 SH   DFND   23 0 38
AMAZON COM INC COMMON STOCK 023135106 31 10 SH   OTR   10 0 0
APPLE INC COMMON STOCK 037833100 5,576 48,150 SH   DFND   43,150 0 5,000
APPLE INC COMMON STOCK 037833100 146 1,260 SH   OTR   1,260 0 0
ATLAS CORP COMMON STOCK Y0436Q109 107 12,000 SH   DFND   0 0 12,000
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,260 9,034 SH   DFND   9,034 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 14 100 SH   OTR   100 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 2,240 7 SH   DFND   7 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 640 2 SH   OTR   2 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 4,917 23,093 SH   DFND   19,845 0 3,248
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 36 170 SH   OTR   170 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 1,226 14,775 SH   DFND   14,775 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 10 120 SH   OTR   120 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 374 6,200 SH   DFND   6,200 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 8 128 SH   OTR   128 0 0
BUILDERS FIRSTSOURCE INC COMMON STOCK 12008R107 326 10,000 SH   DFND   0 0 10,000
CARRIER GLOBAL CORP COMMON STOCK 14448C104 437 14,308 SH   DFND   14,308 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 2 70 SH   OTR   70 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 186 2,590 SH   DFND   2,100 0 490
CHEVRON CORPORATION COMMON STOCK 166764100 18 256 SH   OTR   256 0 0
COCA-COLA CO COMMON STOCK 191216100 914 18,515 SH   DFND   18,515 0 0
COCA-COLA CO COMMON STOCK 191216100 29 587 SH   OTR   587 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 1,464 21,084 SH   DFND   21,084 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 13 185 SH   OTR   185 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,083 14,037 SH   DFND   14,037 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 19 250 SH   OTR   250 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,506 32,556 SH   DFND   32,556 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 19 420 SH   OTR   420 0 0
CUMMINS INC COMMON STOCK 231021106 1,481 7,014 SH   DFND   7,014 0 0
CUMMINS INC COMMON STOCK 231021106 36 171 SH   OTR   171 0 0
DANAHER CORP COMMON STOCK 235851102 2,400 11,144 SH   DFND   10,320 0 824
DANAHER CORP COMMON STOCK 235851102 31 145 SH   OTR   145 0 0
DEERE & CO COMMON STOCK 244199105 294 1,328 SH   DFND   1,328 0 0
DEERE & CO COMMON STOCK 244199105 18 82 SH   OTR   82 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 1,844 12,568 SH   DFND   12,568 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 32 215 SH   OTR   215 0 0
DISNEY WALT CO COMMON STOCK 254687106 347 2,795 SH   DFND   295 0 2,500
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 1,298 12,129 SH   DFND   12,129 0 0
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 11 100 SH   OTR   100 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,465 42,678 SH   DFND   42,678 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 47 1,363 SH   OTR   1,363 0 0
FISERV INC COMMON STOCK 337738108 192 1,860 SH   DFND   1,860 0 0
FISERV INC COMMON STOCK 337738108 20 192 SH   OTR   192 0 0
FORTIVE CORP COMMON STOCK 34959J108 839 11,009 SH   DFND   10,501 0 508
FORTIVE CORP COMMON STOCK 34959J108 9 120 SH   OTR   120 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,309 21,219 SH   DFND   21,219 0 0
GENERAL MLS INC COMMON STOCK 370334104 18 290 SH   OTR   290 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,947 7,012 SH   DFND   7,012 0 0
HOME DEPOT INC COMMON STOCK 437076102 15 55 SH   OTR   55 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,212 6,274 SH   DFND   6,274 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 13 65 SH   OTR   65 0 0
INTERCONTINENTAL EXCHANGE IN COMMON STOCK 45866F104 200 2,000 SH   DFND   0 0 2,000
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 1,217 10,004 SH   DFND   10,004 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 20 166 SH   OTR   166 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 642 15,829 SH   DFND   15,829 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 12 294 SH   OTR   294 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 1,952 21,042 SH   DFND   21,042 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 24 260 SH   OTR   260 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,580 17,332 SH   DFND   15,574 0 1,758
JOHNSON & JOHNSON COMMON STOCK 478160104 43 288 SH   OTR   288 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 198 2,053 SH   DFND   1,610 0 443
JPMORGAN CHASE & CO COMMON STOCK 46625H100 10 100 SH   OTR   100 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 773 5,235 SH   DFND   5,235 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 13 90 SH   OTR   90 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 1,340 15,032 SH   DFND   15,032 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 22 250 SH   OTR   250 0 0
LINDE PLC COMMON STOCK G5494J103 1,377 5,783 SH   DFND   5,634 0 149
LINDE PLC COMMON STOCK G5494J103 29 120 SH   OTR   120 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 767 2,000 SH   DFND   2,000 0 0
LOWES COS INC COMMON STOCK 548661107 332 2,000 SH   DFND   0 0 2,000
MASTERCARD INC COMMON STOCK 57636Q104 552 1,633 SH   DFND   233 0 1,400
MCCORMICK & CO INC COMMON STOCK 579780206 1,468 7,561 SH   DFND   7,561 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 21 110 SH   OTR   110 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 270 3,258 SH   DFND   3,258 0 0
MICROSOFT CORP COMMON STOCK 594918104 4,668 22,195 SH   DFND   20,451 0 1,744
MICROSOFT CORP COMMON STOCK 594918104 74 354 SH   OTR   354 0 0
NIKE INC CL B COMMON STOCK 654106103 3,800 30,268 SH   DFND   30,268 0 0
NIKE INC CL B COMMON STOCK 654106103 60 480 SH   OTR   480 0 0
NUCOR CORP COMMON STOCK 670346105 948 21,130 SH   DFND   21,130 0 0
NUCOR CORP COMMON STOCK 670346105 12 260 SH   OTR   260 0 0
NVIDIA CORP COMMON STOCK 67066G104 120 222 SH   DFND   100 0 122
NVIDIA CORP COMMON STOCK 67066G104 108 200 SH   OTR   200 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 187 18,690 SH   DFND   13,690 0 5,000
OCCIDENTAL PETE CORP COMMON STOCK 674599105 2 200 SH   OTR   200 0 0
ORACLE CORP COMMON STOCK 68389X105 1,531 25,647 SH   DFND   25,647 0 0
ORACLE CORP COMMON STOCK 68389X105 23 380 SH   OTR   380 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 415 6,647 SH   DFND   6,647 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 2 35 SH   OTR   35 0 0
PEPSICO INC COMMON STOCK 713448108 1,636 11,807 SH   DFND   11,807 0 0
PEPSICO INC COMMON STOCK 713448108 33 239 SH   OTR   239 0 0
POLARIS INC COMMON STOCK 731068102 801 8,489 SH   DFND   8,489 0 0
POLARIS INC COMMON STOCK 731068102 7 70 SH   OTR   70 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 290 2,083 SH   DFND   2,083 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 965 15,195 SH   DFND   15,195 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 16 245 SH   OTR   245 0 0
QUALCOMM INC COMMON STOCK 747525103 2,239 19,025 SH   DFND   19,025 0 0
QUALCOMM INC COMMON STOCK 747525103 44 373 SH   OTR   373 0 0
QURATE RETAIL INC COMMON STOCK 74915M100 108 15,000 SH   DFND   0 0 15,000
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 704 12,243 SH   DFND   12,243 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 15 265 SH   OTR   265 0 0
RESTAURANT BRANDS INTL INC COMMON STOCK 76131D103 288 5,000 SH   DFND   0 0 5,000
SCHLUMBERGER LTD COMMON STOCK 806857108 871 56,002 SH   DFND   56,002 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 8 485 SH   OTR   485 0 0
SNAP-ON INC COMMON STOCK 833034101 596 4,053 SH   DFND   4,053 0 0
SNAP-ON INC COMMON STOCK 833034101 19 130 SH   OTR   130 0 0
STATE STR CORP COMMON STOCK 857477103 1,080 18,203 SH   DFND   18,203 0 0
STATE STR CORP COMMON STOCK 857477103 20 340 SH   OTR   340 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,389 10,832 SH   DFND   10,832 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 21 160 SH   OTR   160 0 0
TARGET CORP COMMON STOCK 87612E106 1,698 10,786 SH   DFND   10,786 0 0
TARGET CORP COMMON STOCK 87612E106 20 130 SH   OTR   130 0 0
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 5,776 13,083 SH   DFND   12,893 0 190
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 114 258 SH   OTR   258 0 0
TIMKEN CO COMMON STOCK 887389104 1,174 21,658 SH   DFND   21,658 0 0
TIMKEN CO COMMON STOCK 887389104 30 550 SH   OTR   550 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 1,032 22,314 SH   DFND   22,314 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 59 1,270 SH   OTR   1,270 0 0
TYSON FOODS INC COMMON STOCK 902494103 294 4,937 SH   DFND   4,937 0 0
UNION PAC CORP COMMON STOCK 907818108 2,256 11,457 SH   DFND   10,457 0 1,000
UNION PAC CORP COMMON STOCK 907818108 247 1,255 SH   OTR   1,255 0 0
US BANCORP DEL COMMON STOCK 902973304 420 11,724 SH   DFND   11,724 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,594 26,789 SH   DFND   26,789 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 27 462 SH   OTR   462 0 0
WABTEC CORP COMMON STOCK 929740108 781 12,628 SH   DFND   12,628 0 0
WABTEC CORP COMMON STOCK 929740108 8 130 SH   OTR   130 0 0
WALMART INC COMMON STOCK 931142103 1,920 13,721 SH   DFND   11,721 0 2,000
WALMART INC COMMON STOCK 931142103 21 150 SH   OTR   150 0 0
OCCIDENTAL PETROLEUM - WTS 8 OTHER 674599162 37 12,336 SH   DFND   12,336 0 0
OCCIDENTAL PETROLEUM - WTS 8 OTHER 674599162 0 25 SH   OTR   0 0 25
DCP MIDSTREAM LP OTHER 23311P100 114 10,200 SH   DFND   10,200 0 0
ENERGY TRANSFER LP OTHER 29273V100 94 17,300 SH   DFND   17,300 0 0
ENTERPRISE PRODS PARTNERS L P OTHER 293792107 171 10,814 SH   DFND   10,814 0 0
ENTERPRISE PRODS PARTNERS L P OTHER 293792107 16 1,000 SH   OTR   0 1,000 0
NGL ENERGY PARTNERS LP OTHER 62913M107 84 21,100 SH   DFND   21,100 0 0
PLAINS ALL AMERN PIPELINE L P OTHER 726503105 74 12,400 SH   DFND   12,400 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 389 10,680 SH   DFND   9,880 0 800
ISHARES PREFERRED & INCOME SEC OTHER 464288687 108 2,950 SH   OTR   0 2,950 0
PIMCO ENHANCED SHORT MATURITY OTHER 72201R833 5,127 50,285 SH   DFND   50,285 0 0
SPDR BBG BARC HIGH YIELD BND OTHER 78468R622 296 2,837 SH   DFND   2,837 0 0
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 946 23,134 SH   DFND   23,134 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 303 7,009 SH   DFND   7,009 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 184 2,260 SH   DFND   2,260 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 20 250 SH   OTR   250 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 1,012 7,472 SH   DFND   7,472 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 18 135 SH   OTR   135 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 334 1,542 SH   DFND   1,542 0 0
VANGUARD MID CAP ETF OTHER 922908629 210 1,189 SH   DFND   1,189 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 205 1,331 SH   DFND   1,331 0 0
REAVES UTILITY INCOME FUND OTHER 756158101 226 7,214 SH   DFND   7,214 0 0