The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 16 180 SH   OTR   180 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,197 13,524 SH   DFND   13,524 0 0
ABBVIE INC COMMON STOCK 00287Y109 29 331 SH   OTR   331 0 0
AFLAC INC COMMON STOCK 001055102 1,483 28,029 SH   DFND   28,029 0 0
AFLAC INC COMMON STOCK 001055102 16 300 SH   OTR   300 0 0
ALLEGHANY CORP COMMON STOCK 017175100 240 300 SH   DFND   0 0 300
ALPHABET INC CL A COMMON STOCK 02079K305 1,534 1,145 SH   DFND   1,125 0 20
ALPHABET INC CL A COMMON STOCK 02079K305 55 41 SH   OTR   41 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 389 291 SH   DFND   20 0 271
APPLE INC COMMON STOCK 037833100 3,992 13,596 SH   DFND   12,096 0 1,500
APPLE INC COMMON STOCK 037833100 100 340 SH   OTR   340 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,509 8,849 SH   DFND   8,849 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 17 100 SH   OTR   100 0 0
BANK AMER CORP COMMON STOCK 060505104 212 6,032 SH   DFND   677 0 5,355
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 2,717 8 SH   DFND   8 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 679 2 SH   OTR   2 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 5,153 22,751 SH   DFND   19,353 0 3,398
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670702 39 170 SH   OTR   170 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 1,026 14,420 SH   DFND   14,420 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 9 120 SH   OTR   120 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 381 5,935 SH   DFND   5,935 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 8 128 SH   OTR   128 0 0
BROOKFIELD ASSET MANAGE-CL A COMMON STOCK 112585104 347 6,000 SH   DFND   0 0 6,000
BUILDERS FIRSTSOURCE INC COMMON STOCK 12008R107 254 10,000 SH   DFND   0 0 10,000
CHEVRON CORPORATION COMMON STOCK 166764100 399 3,310 SH   DFND   2,820 0 490
CHEVRON CORPORATION COMMON STOCK 166764100 19 156 SH   OTR   156 0 0
COCA-COLA CO COMMON STOCK 191216100 1,369 24,726 SH   DFND   24,726 0 0
COCA-COLA CO COMMON STOCK 191216100 34 622 SH   OTR   622 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 1,105 17,809 SH   DFND   17,809 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 9 145 SH   OTR   145 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,166 16,940 SH   DFND   16,940 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 18 260 SH   OTR   260 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 1,055 23,466 SH   DFND   23,466 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 13 290 SH   OTR   290 0 0
CUMMINS INC COMMON STOCK 231021106 1,115 6,229 SH   DFND   6,229 0 0
CUMMINS INC COMMON STOCK 231021106 31 171 SH   OTR   171 0 0
DANAHER CORP COMMON STOCK 235851102 2,394 15,601 SH   DFND   14,777 0 824
DANAHER CORP COMMON STOCK 235851102 31 200 SH   OTR   200 0 0
DELTA AIR LINES INC DEL COMMON STOCK 247361702 321 5,493 SH   DFND   0 0 5,493
DIGITAL RLTY TR INC COMMON STOCK 253868103 1,769 14,771 SH   DFND   14,771 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 26 215 SH   OTR   215 0 0
DISNEY WALT CO COMMON STOCK 254687106 371 2,567 SH   DFND   567 0 2,000
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 983 9,304 SH   DFND   9,304 0 0
EXTRA SPACE STORAGE INC REIT COMMON STOCK 30225T102 11 100 SH   OTR   100 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,391 34,259 SH   DFND   34,259 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 92 1,319 SH   OTR   1,319 0 0
FISERV INC COMMON STOCK 337738108 323 2,791 SH   DFND   2,120 0 671
FISERV INC COMMON STOCK 337738108 23 200 SH   OTR   200 0 0
FORTIVE CORP COMMON STOCK 34959J108 839 10,984 SH   DFND   10,476 0 508
FORTIVE CORP COMMON STOCK 34959J108 9 120 SH   OTR   120 0 0
GENERAL MLS INC COMMON STOCK 370334104 1,074 20,048 SH   DFND   20,048 0 0
GENERAL MLS INC COMMON STOCK 370334104 16 290 SH   OTR   290 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,431 6,555 SH   DFND   6,555 0 0
HOME DEPOT INC COMMON STOCK 437076102 12 55 SH   OTR   55 0 0
HOWARD HUGHES CORP COMMON STOCK 44267D107 222 1,750 SH   DFND   0 0 1,750
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,149 6,394 SH   DFND   6,394 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 12 65 SH   OTR   65 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 939 7,003 SH   DFND   7,003 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 21 156 SH   OTR   156 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 640 13,904 SH   DFND   13,904 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 13 274 SH   OTR   274 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 2,195 24,440 SH   DFND   24,440 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 24 270 SH   OTR   270 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,569 17,610 SH   DFND   16,352 0 1,258
JOHNSON & JOHNSON COMMON STOCK 478160104 42 288 SH   OTR   288 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 286 2,053 SH   DFND   1,610 0 443
KIMBERLY CLARK CORP COMMON STOCK 494368103 781 5,675 SH   DFND   5,675 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 12 90 SH   OTR   90 0 0
LIBERTY FORMULA ONE CL A COMMON STOCK 531229870 219 5,000 SH   DFND   0 0 5,000
LIBERTY SIRIUSXM GROUP COMMON STOCK 531229409 242 5,000 SH   DFND   0 0 5,000
LINDE PLC COMMON STOCK G5494J103 1,552 7,290 SH   DFND   7,141 0 149
LINDE PLC COMMON STOCK G5494J103 28 130 SH   OTR   130 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 779 2,000 SH   DFND   2,000 0 0
MASTERCARD INC COMMON STOCK 57636Q104 517 1,733 SH   DFND   233 0 1,500
MCCORMICK & CO INC COMMON STOCK 579780206 1,321 7,785 SH   DFND   7,785 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 10 60 SH   OTR   60 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 359 3,942 SH   DFND   3,942 0 0
MICROSOFT CORP COMMON STOCK 594918104 3,501 22,201 SH   DFND   21,457 0 744
MICROSOFT CORP COMMON STOCK 594918104 64 404 SH   OTR   404 0 0
NIKE INC CL B COMMON STOCK 654106103 3,219 31,774 SH   DFND   31,774 0 0
NIKE INC CL B COMMON STOCK 654106103 50 490 SH   OTR   490 0 0
NUCOR CORP COMMON STOCK 670346105 1,144 20,320 SH   DFND   20,320 0 0
NUCOR CORP COMMON STOCK 670346105 8 150 SH   OTR   150 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 894 21,688 SH   DFND   16,688 0 5,000
ORACLE CORP COMMON STOCK 68389X105 1,440 27,176 SH   DFND   27,176 0 0
ORACLE CORP COMMON STOCK 68389X105 20 380 SH   OTR   380 0 0
PEPSICO INC COMMON STOCK 713448108 1,965 14,378 SH   DFND   14,378 0 0
PEPSICO INC COMMON STOCK 713448108 34 249 SH   OTR   249 0 0
POLARIS INC COMMON STOCK 731068102 666 6,549 SH   DFND   6,549 0 0
POLARIS INC COMMON STOCK 731068102 7 70 SH   OTR   70 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 280 2,238 SH   DFND   2,238 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 973 10,375 SH   DFND   10,375 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102 9 95 SH   OTR   95 0 0
QUALCOMM INC COMMON STOCK 747525103 1,591 18,034 SH   DFND   18,034 0 0
QUALCOMM INC COMMON STOCK 747525103 34 383 SH   OTR   383 0 0
QURATE RETAIL INC COMMON STOCK 74915M100 126 15,000 SH   DFND   0 0 15,000
SCHLUMBERGER LTD COMMON STOCK 806857108 970 24,130 SH   DFND   24,130 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 9 220 SH   OTR   220 0 0
SEASPAN CORP COMMON STOCK Y75638109 171 12,000 SH   DFND   0 0 12,000
SNAP-ON INC COMMON STOCK 833034101 585 3,455 SH   DFND   3,455 0 0
SNAP-ON INC COMMON STOCK 833034101 5 30 SH   OTR   30 0 0
STATE STR CORP COMMON STOCK 857477103 1,462 18,484 SH   DFND   18,484 0 0
STATE STR CORP COMMON STOCK 857477103 26 330 SH   OTR   330 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,375 11,287 SH   DFND   11,287 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 19 160 SH   OTR   160 0 0
TARGET CORP COMMON STOCK 87612E106 1,261 9,836 SH   DFND   9,836 0 0
TARGET CORP COMMON STOCK 87612E106 22 170 SH   OTR   170 0 0
TEXAS PACIFIC LAND TRUST COMMON STOCK 882610108 391 500 SH   DFND   0 0 500
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 4,529 13,942 SH   DFND   13,752 0 190
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 85 263 SH   OTR   263 0 0
TIMKEN CO COMMON STOCK 887389104 1,097 19,481 SH   DFND   19,481 0 0
TIMKEN CO COMMON STOCK 887389104 31 550 SH   OTR   550 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 1,125 20,037 SH   DFND   20,037 0 0
TORONTO DOMINION BK COMMON STOCK 891160509 70 1,240 SH   OTR   1,240 0 0
UNION PAC CORP COMMON STOCK 907818108 2,112 11,682 SH   DFND   10,682 0 1,000
UNION PAC CORP COMMON STOCK 907818108 246 1,360 SH   OTR   1,360 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1,733 11,574 SH   DFND   11,574 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 23 155 SH   OTR   155 0 0
US BANCORP DEL COMMON STOCK 902973304 671 11,324 SH   DFND   11,324 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,683 27,418 SH   DFND   27,418 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 28 462 SH   OTR   462 0 0
WABTEC CORP COMMON STOCK 929740108 767 9,858 SH   DFND   9,858 0 0
WABTEC CORP COMMON STOCK 929740108 6 80 SH   OTR   80 0 0
WALMART INC COMMON STOCK 931142103 1,612 13,568 SH   DFND   13,568 0 0
WALMART INC COMMON STOCK 931142103 18 155 SH   OTR   155 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 452 8,408 SH   DFND   1,908 0 6,500
WHITE MOUNTAINS INSURANCE GROU COMMON STOCK G9618E107 223 200 SH   DFND   0 0 200
CRESTWOOD EQUITY PARTNERS LP OTHER 226344208 206 6,700 SH   DFND   6,700 0 0
DCP MIDSTREAM LP OTHER 23311P100 230 9,400 SH   DFND   9,400 0 0
ENERGY TRANSFER LP OTHER 29273V100 222 17,300 SH   DFND   17,300 0 0
ENTERPRISE PRODS PARTNERS L P OTHER 293792107 278 9,878 SH   DFND   9,878 0 0
ENTERPRISE PRODS PARTNERS L P OTHER 293792107 28 1,000 SH   OTR   0 1,000 0
NGL ENERGY PARTNERS LP OTHER 62913M107 230 20,300 SH   DFND   20,300 0 0
PLAINS ALL AMERN PIPELINE L P OTHER 726503105 213 11,600 SH   DFND   11,600 0 0
SUNOCO LP OTHER 86765K109 214 7,000 SH   DFND   7,000 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 555 14,764 SH   DFND   14,764 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 111 2,950 SH   OTR   0 2,950 0
SPDR BBG BARC HIGH YIELD BND OTHER 78468R622 260 2,372 SH   DFND   2,372 0 0
VANGUARD FTSE DEVELOPED MKTS E OTHER 921943858 2,040 46,296 SH   DFND   46,296 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 556 12,500 SH   DFND   12,500 0 0
VANGUARD TOT WORLD STK ETF OTHER 922042742 1,089 13,440 SH   DFND   13,440 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 178 1,685 SH   DFND   1,685 0 0
ISHARES DOW JONES SELECT DIV I OTHER 464287168 26 250 SH   OTR   250 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 1,008 8,364 SH   DFND   8,364 0 0
ISHARES NASDAQ BIOTECH INDEX OTHER 464287556 16 135 SH   OTR   135 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 876 4,981 SH   DFND   4,981 0 0
VANGUARD MID CAP ETF OTHER 922908629 356 2,000 SH   DFND   2,000 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 331 2,000 SH   DFND   2,000 0 0
REAVES UTILITY INCOME FUND OTHER 756158101 277 7,484 SH   DFND   7,484 0 0